Using the overdraft facility, you can access the sum you need to cover your needs from your current deposit account.
You can also:
If you have a simple deposit account, you can borrow up to €5,000.
If you have a Reward Salary account, you can borrow the equivalent of 5 monthly salaries and up to €10,000.
If you have a Student account, you can borrow up to €10,000.
The Bank sends you a monthly notification regarding your loan, remaining principal, remaining installments, the interest rate on outstanding amounts, etc. Moreover, if you’re using NBG Internet Banking, you can register with i-bank statements and receive notifications via email.
The overdraft facility is available at a floating interest rate, subject to a minimum equal to the ECB’s intervention rate.
If you have a Reward Salary account or a Student account, you can benefit from an even lower interest rate.
You will need to submit your ID card or passport and your latest Income Tax Clearance certificate available on Taxisnet.
If you have a Student account, you also need to submit a document verifying your student status.
You can view here all the supporting documents you will need. You can always visit one of our NBG branches and talk to our experienced staff for any additional information.
Designed to meet your needs
Find even more information that can help you meet your needs