Salary account

Value payroll account

Get everything you want from your account and enjoy the privileges designed especially for salaried employees or pensioners.

Now you can make your life easier and save time with a fixed monthly fee of just €2.

Specifically, you can:

  • Pay three utility bills such as energy, water and telephony via Internet or Mobile Banking or by standing order. per month free of charge
  • Get instant alerts about your accounts and cards activity
  • Get a Reward loan at a discounted rate
  • Get a housing loan on preferential terms
  • Get credit cards with discounted interest rates
  • Get coverage of hospital and outpatient care from an accident, from Ethniki General Insurance

In brief:

  • Pay bills easily
  • Make secure transactions
  • Benefit from favorable loan terms
go4more

go4more: earn points, earn euros!

Transactions with your credit card, payment of your bills, insurance of your vehicle, consistent repayment of your loan installments, purchases at the partner businesses with your debit or prepaid card, and much more. These are all ways in which you earn points and redeem them in more than 7,500 partner businesses throughout Greece. This way you pay less or not at all!
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Value Package in detail

You can also have:

  • Check book for current accounts provided that legal and real solvency conditions are met.
  • Overdraft facility for current accounts.
  • Interest compounded per semester.
  • Return from the first euro of the deposited amount.
  • The option to open an account with zero deposit amount.
  • Access to NBG's i-bank services, cards, loans, and investment products.
  • Automatic deposit of payroll or pension.
  • Privileged interest rate compared to the standard savings/current account.
  • All the information you need about your account is available in the Precontract Information document.

You can also:

  • Have a free detailed account transaction through Internet Banking (monthly online copy of transaction / i-statement).
  • Ask us to update the deposit book.

In the case of a current account, you receive:

  • Free monthly i-statements detailing all account transactions vie Internet Baking.
  • Free quarterly statements sent to your contact address.
  • Free monthly statements sent to your NBG branch or your contact address, subject to charges, currently €0.90 per month.
  • Daily statements issued at the branch regularly, currently charged at €15 per month.
  • Cash Withdrawals: At NBG branches and i-bank ATMs using your debit card.
  • Deposits: At NBG branches and Automated Payment Systems, as well as i-bank ATMs.
  • Payments and money transfers: pay your bills and settle your financial obligations easily and instantly by directly debiting your account at NBG branches and via i-bank Internet, Phone, Mobile Banking, and ΑΤΜs.
  • Application for checkbook for current accounts: You can apply for your checkbook at your NBG branch or via our i-bank Internet and Phone Banking service.

Specifically, you get:

  • Hospital and outpatient care coverage from accident, by Ethniki General Insurance.
  • A free annual check-up that includes a General Blood Test, Glucose, Cholesterol, HDL, LDL, and Atherogenic index. For these examinations, the submission of a medical referral is not required.
  • Medical expenses, with or without hospitalization, due to (direct and exclusive) accident, for up to €500 per insurance year.
  • Additional benefits offered by the partner Diagnostic center at a special discount.

Note that there are several conditions:

  • The principal beneficiary must be an adult over the age of 18 and a permanent resident of Greece.
  • The program's commencement date is the date that the deposit account was opened. The program is not available independently and, therefore, in case the first beneficiary does not want this program, they have to choose another type of bank account
  • The free annual check-up and any additional benefits can be carried out after the lapse of 180 days of the insurance start date. The restriction exists only for the first year of insurance, whilst there is no waiting period to cover medical expenses in case of an accident. 

This registration is of a purely informative nature and in no case replaces the pre-contractual information provided by the current legislation, the insurance contract and its general and special terms. For full pre-conventional and conventional information, please see here.

The insurance plans are designed by Ethniki Insurance and sold through the branch network of National Bank of Greece S.A., Aiolou 86, 102 32 Athens, Company Reg. No.: 311481 Athens. Insurance plans are sold only by Bank staff who are certified insurance intermediaries. The Bank is registered as an insurance agent with the Special Registry of the Athens Chamber of Tradesmen under No. 1028. The Special Registry's data are available through the online platform "Point of Single Contact (ESIP)" of Active Insurance Intermediaries, via which you can verify the registration with the Special Registry, http://insuranceregistry.uhc.gr/.

Specifically, you can:

  • Apply for approval of an overdraft limit equal to up to 5 monthly salaries, maximum €10,000. 
  • Pay the first €150 interest-free while any additional amounts are subject to a discount of 1 percentage point on the overdraft rate each time applicable. 
  • You can benefit from the even more privileged ECB rate + 8% for the first year for new overdraft facility applications.

More digital capabilities for you

Download the NBG Mobile Banking app

The NBG Mobile app gives you a host of benefits, from bill payments and shopping to transactions and managing your housing loan. Download the app to your iPhone or Android and simplify your transactions.
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Download the NBG Mobile Banking app

Do you want more information?

If the fee is not paid, then the account will be converted to Payroll Reward.
Yes, you can visit an NBG Branch and turn any savings account into a Value Package account.  
Yes, there is no restriction.  
The account will be converted into a simple current or simple savings account, depending on the type of account you have selected.

What supporting documents do I need?

  • Identity card or passport
    Your ID card or passport must be valid, in Greek and printed format. Tell me more
  • NBG Deposit Account
    The details of your NBG deposit account. If you don't have an account with us already, it is very easy to open one online or at one of your Branches.

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Our customer service team is here for you

Our highly trained team is waiting to answer any questions you may have, in person or by phone.  
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