Mortgage calculator

Calculate easily and quickly how much money you can borrow to buy the house you want

How much money can I borrow?

Change the options to see how they affect your monthly installment.

Property value
140.000
Loan amount
100.000
Loan duration (years)
40
0,00
0,00
 
 
Rate
0,00%
* All figures provided are for illustrative purposes only. This is not a formal quotation or a commitment to lend.

Do you want more information?

You pay in amortizing installments every month, starting one month after the loan granting. Onwards, the installment will be paid automatically each month on the same date through the account you already hold or will open with NBG.
In order to always be up to date regarding the remaining installments, the compounding interest rate, outstanding principal etc., we will send you a notification each month. Furthermore, if you are using the i-bank Online Banking, you can register with the i-bank statements service in order to receive the notifications via e-mail.
The interest rate of the loan depends on the loan you will choose. For the Estia Fixed you can choose to pay a fixed interest rate for ever or a fixed-floating rate combination. For the Estia Renovation you get a floating rate, while for the Estia Green you get a floating rate with an interest rate margin discount.
Yes, you can repay your loan in full or in part early, without any penalties.

Why you should get a housing loan from NBG

Interest rate tailor-made to your needs

Fixed forever, discounted floating or combination? Choose the housing loan that best fits your needs, with the interest rate that is best for you.

Payment flexibility

The installments are automatically paid through your account each month. However, if you wish to repay your loan immediately, you will not incur any penalties.

Consistency rewards

For every housing loan, your payment consistency earns you a return in your annual interest and more go4more points.

Compare our housing loans

Duration (years)
Amount
Type or interest rate
Interest rate
Duration of fixed interest rate
Collaterals
Repayment
Early repayment
Skip payment option
Terms and conditions apply.
Interest-only payment option
Terms and conditions apply.
One-off charge for review and approval of loan request
Other Costs
Estia Fixed Mortgage Loan
10 - 40
Up to 100% of the contract or the repair cost
Fixed for the first years or for the entire duration
Fixed from 2.95% & after that floating 3M-Euribor + margin from 3.30%
For the first 10, 15, 20, 25 or 30 years
Mortgage prenotation

monthly amortizing installments

YES
YES
for the first 1 or 2 years
€ 490
Legal & technical due diligence & Prenotation registration
ESTIA Privilege Mortgage Loan
1 - 40
Up to 100% of the contract or the repair cost
Floating
3M-Euribor + margin from 3.18%
-
Mortgage prenotation or asset pledging
monthly amortizing installments
YES
YES
For the first 1 or 2 years
€ 490
Legal & technical due diligence & Prenotation registration
Estia Renovation Mortgage Loan
1 - 10
Up to 100% of the renovation cost
Floating
3M-Euribor + margin 6.90%
-
No
monthly amortizing installments
YES
YES
For the first 1 or 2 years
€ 343
see General Pricelist
Estia Green Mortgage Loan
5 - 30 (up to 15 for repairs)
Up to 100% of the contract or the repair cost
Floating
3M-Euribor + margin from 2.38%
-
Mortgage prenotation
monthly amortizing installments
YES
YES
For the first 1 or 2 years
€ 245
Legal & technical due diligence & Prenotation registration

Housing loan in 5 steps

Step 1: See the amount you can borrow
Find out the amount instantly via the Mortgage calculator, by changing the parameters depending on what you want and your financial situation. Alternatively, you can visit an NBG branch to calculate it together.
Step 2: Choose your housing loan
Depending on the amount you want to borrow and the purchase or the renovation you want to make, you can choose which housing loan suits you best.
Step 3: Apply at an NBG branch
After you choose your housing loan, you can visit an NBG branch together with your required documentation, as well as with any other person included in the application.
Step 4: Receive updates on the pre-approval of your loan
After that, we will evaluate your application and will arrange for a meeting at the NBG branch of your choice. There you will be informed about the pre-approval, as well as for your next steps.
Step 5: Your loan is approved
After the technical and legal due diligence, we will sign the contract and proceed with the disbursement of the money to an account designated by you.

How can I get a loan?

The right loan can be yours in just a few steps. Answer a few basic questions about you and the property you want, and find it with our Mortgage loan selection tool.

I want to find the right loan for me

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