Credit cards

Black credit card

Upgrade your everyday transactions with a bonus-packed card that comes with a special design and a personal Concierge assistant.

Add value to your everyday transactions and enjoy the special benefits of a prestigious credit card that offers you personalized service, unique privileges, and higher rewards with the Premium go4more program.

Specifically, you can:

  • Smartly manage your purchases with interest-free installments at thousands of businesses throughout Greece
  •  Enjoy flexibility in paying your dues to the State with up to 12 interest-free installments
  •  Make cash withdrawals if you’re in need of instant cash
  • Make other payment arrangements, such as standing orders for paying your bills 
  • Build up your tax threshold
Credit Card Black

In brief:

  • Mastercard Concierge
  • Premium go4more rewards
  • 10.000 go4more welcome points
  • Exemption from foreign currency transaction commission
  • Free insurance packages

Annual subscription


Free subscription for the 1st year and the option never to pay a subscription fee!

Apply for your card online in a few steps

User login

If you’re a registered user, log in to Digital Banking, and from the home page, go to the "Cards" section, select the credit card you want, and select "Get a new card."

Limit selection

Then get and accept the pre-contract product information and select the credit card limit you want to apply for.

Data confirmation

Next, confirm your employment details, home address, identity card, and tax details (by uploading your most recent tax return).

Payment method choice
Then, select the payment method of your card (standing order, partial or full payment) and enter any other personal details required.
Acceptance of terms
After that, read and accept the terms and conditions for the product.
Now, confirm the application details and enter the OTP to complete the process.
Finally, once the process is complete, you can print all the relevant documents.

The Black credit card in detail

Read more about what your new credit card has to offer: 

  • Earn 10,000 go4more points with your first purchase 
  • Participate in the Premium go4more loyalty program, earning extra points with every purchase, which you can redeem on products and services at thousands of partner businesses. Find out here about the Terms and Conditions of the program. 
  • Enjoy the Mastercard Concierge service free of charge, for a complete travel and lifestyle experience by calling 210 48 48 484 or by sending an email to [email protected], after accepting the terms of service. Find out about the terms of service here.
  • You are exempt from foreign currency transaction commission. 
  • You have a free subscription for the 1st year, and you can waive the annual subscription fee forever if you spend more than €12,000 per year with your card.
  • Save money for the first 6 months with a preferential interest rate.
  • You get free insurance benefits:
    • travel insurance
    • debit balance insurance 
    • online dispute
  • You can make purchases with your mobile phone via Apple Pay and Google Pay and contactless payment service at POS via NFC (Near Field Communication)
  • Monitor and manage your card online 
  • Make secure online purchases with the Mastercard® Identity CheckTM (Strong Customer Identification for e-commerce transactions) 
  • You have immediate and continuous access to your account activity through the free i-bank statements service
  • You can get up to 3 additional cards for free


Please note that insurance plans are only available with the credit card and cannot be sold separately.

The insurance plans were created by Ethniki Insurance Company and are distributed by National Bank of Greece S.A., 86 Aeolou Street, 10559, Athens, A.M.E.E.E.A.: 311481. The distribution of the insurance plans is carried out only by Bank staff who are certified insurance intermediaries. The Bank is registered in the Special Register of the Athens Professional Chamber of Commerce under number 1028 as an insurance agent. The data of the Special Register are published on the electronic platform "Single Point of Information (S.P.I.P.)" Active Insurance Intermediaries, through which you can verify your registration in the Special Register. Website of the E.S.I.P.:

To find out about the interest rate and other charges on your Black credit card, click here.

Please read the following pre-contract and contract forms for more information about the Black credit card. 

Pre-contract Information and Terms of Use


Read below the Terms as well as more information about your insurance packages.


If you have Digital Banking codes, you can easily and quickly submit your application online in just a few steps. 
Alternatively, you can make your application:

  • by phone, by calling 210 48 48 484
  • at any of our branches, by presenting the necessary documents.

What supporting documents do I need?

  • Identity card or passport
    Your ID card or passport must be valid. Tell me more
  • Income Tax Clearance Certificate
    The latest Income Tax Slip Clearance Certificate on Taxisnet. Tell me more
  • Utility bill
    We will need a recent utility bill (for example electricity, telephone, water).
  • Proof of occupation
    Your employer's certificate and/or copy of your latest salary statement if you’re employed in the private sector. Υour latest pension payment slip if you are a pensioner, and a document evidencing your VAT status if you’re a freelancer/sole proprietor.

Do you want more information?

Your card will be subject to the terms and conditions in force at the time of issue until its expiry, as they may have been amended since then, after due notification to you. 
In the event of theft or loss, your card will be replaced with a modern, vertical one, and it will retain the functionality of your old card. 
Find all the information about your card here.
The credit limit is set by the bank after an assessment of your credit score.
You will receive your card by post in a few days. In the same letter, you will find the activation instructions and how to get your PIN.
You can either reset or restore the applicable limit of contactless transactions carried out without the use of a pin, either through the Internet & Mobile Banking applications, as long as you are a registered user, or by submitting a request to his or her NBG Branch or by calling the Bank’s Contact Center.

Mastercard Concierge

 Mastercard Concierge

Experience one-of-a-kind moments, exceptional privileges, and unforgettable tailored experiences just for you. How? With the personalized assistance of the Mastercard Concierge service. 

Discover more.


Balance Transfer Program

Find out about the Balance Transfer Program and the possibility of transferring the debit balance of third-party banks' credit cards to your NBG credit card, for repayment on preferential terms.

Tell me more

Apply for your new card

In just a few steps, you can apply for your new credit card for quick, easy, and secure purchases. Take the first step and complete the online application now.

Apply now

Did you get your credit card before August 2022?

You always have access to all the information regarding your card, which will retain its features and benefits.


Read more

go4more: earn points, earn euros!

Transactions with your credit card, payment of your bills, insurance of your vehicle, consistent repayment of your loan installments, purchases at the partner businesses with your debit or prepaid card, and much more. These are all ways in which you earn points and redeem them in more than 7,500 partner businesses throughout Greece. This way you pay less or not at all!
Tell me more

More digital capabilities for you

Download the NBG Mobile Banking app

The NBG Mobile app gives you a host of benefits, from bill payments and shopping to transactions and managing your housing loan. Download the app to your iPhone or Android and simplify your transactions.
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Download the NBG Mobile Banking app

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