Credit cards

Black credit card

Upgrade your everyday transactions with a bonus-packed card that comes with a special design and a personal Concierge assistant.

Add value to your everyday transactions and enjoy the special benefits of a prestigious credit card that offers you personalized service, and higher rewards with the Premium go4more program.


Specifically, you can:

  • Smartly manage your purchases with interest-free installments at thousands of businesses throughout Greece
  •  Enjoy flexibility in paying your dues to the State with up to 12 interest-free installments
  •  Make cash withdrawals if you’re in need of instant cash
  • Make other payment arrangements, such as standing orders for paying your bills 
  • Build up your tax threshold
 
Credit Card Black

In brief:

  • Mastercard Concierge service 
  • Premium go4more rewards
  • 10.000 go4more welcome points
  • Exemption from foreign currency transaction commission
  • Free insurance packages

Annual subscription

120

Free subscription for the 1st year and the option never to pay a subscription fee!

Apply

Apply for your card online in a few steps

User login

If you’re a registered user, log in to Digital Banking, and from the home page, go to the "Cards" section, select the credit card you want, and select "Get a new card."

Limit selection

Then get and accept the pre-contract product information and select the credit card limit you want to apply for.

Data confirmation

Next, confirm your employment details, home address, identity card, and tax details (by uploading your most recent tax return).

Payment method choice
Then, select the payment method of your card (standing order, partial or full payment) and enter any other personal details required.
Acceptance of terms
After that, read and accept the terms and conditions for the product.
OTP
Now, confirm the application details and enter the OTP to complete the process.
Completion
Finally, once the process is complete, you can print all the relevant documents.

The Black credit card in detail

Read more about what your new credit card has to offer: 

  • Earn 10,000 go4more points with your first purchase 
  • Participate in the Premium go4more loyalty program, earning extra points with every purchase, which you can redeem on products and services at thousands of partner businesses. Find out here about the Terms and Conditions of the program. 
  • Enjoy the Mastercard Concierge service free of charge, for a complete travel and lifestyle experience by calling 210 48 48 484 or by sending an email to [email protected], after accepting the terms of service. Find out about the terms of service here.
  • You are exempt from foreign currency transaction commission. 
  • You have a free subscription for the 1st year, and you can waive the annual subscription fee forever if you spend more than €12,000 per year with your card.
  • Save money for the first 6 months with a preferential interest rate.
  • You get free insurance benefits:
    • travel insurance
    • debit balance insurance 
    • online dispute
  • You can make purchases with your mobile phone via Apple Pay and Google Pay and contactless payment service at POS via NFC (Near Field Communication)
  • Monitor and manage your card online 
  • Make secure online purchases with the Mastercard® Identity CheckTM (Strong Customer Identification for e-commerce transactions) 
  • You have immediate and continuous access to your account activity through the free i-bank statements service
  • You can get up to 3 additional cards for free

 

Please note that insurance plans are only available with the credit card and cannot be sold separately.

The insurance plans were created by Ethniki Insurance Company and are distributed by National Bank of Greece S.A., 86 Aeolou Street, 10559, Athens, A.M.E.E.E.A.: 311481. The distribution of the insurance plans is carried out only by Bank staff who are certified insurance intermediaries. The Bank is registered in the Special Register of the Athens Professional Chamber of Commerce under number 1028 as an insurance agent. The data of the Special Register are published on the electronic platform "Single Point of Information (S.P.I.P.)" Active Insurance Intermediaries, through which you can verify your registration in the Special Register. Website of the E.S.I.P.: http://insuranceregistry.uhc.gr/.

 
To find out about the interest rate and other charges on your Black credit card, click here.

Please read the following pre-contract and contract forms for more information about the Black credit card. 

Pre-contract Information and Terms of Use

 

Read below the Terms as well as more information about your insurance packages.

 

• Travel Insurance: Pre-contract informationTerms of useIPID Information Form

• Debit Balance Insurance: Pre-contract informationTerms of useIPID Information Form

• Online Dispute: Pre-contract informationTerms of useIPID Information Form

• Insurance Intermediary Form

If you have Digital Banking codes, you can easily and quickly submit your application online in just a few steps. 
Alternatively, you can make your application:

  • by phone, by calling 210 48 48 484
  • at any of our branches, by presenting the necessary documents.
 

What supporting documents do I need?

  • Identity card or passport
    Your ID card or passport must be valid. Tell me more
  • Income Tax Clearance Certificate
    The income tax slip clearance certificate of the last two years.
  • NBG Deposit Account
    The details of your NBG deposit account. If you don't have an account with us already, it is very easy to open one online or at one of your Branches.
  • Utility bill
    We will need a recent utility bill (for example electricity, telephone, water).

Do you want more information?

Your card will be subject to the terms and conditions in force at the time of issue until its expiry, as they may have been amended since then, after due notification to you. 
In the event of theft or loss, your card will be replaced with a modern, vertical one, and it will retain the functionality of your old card. 
Find all the information about your card here.
 
The credit limit is set by the bank after an assessment of your credit score.
You will receive your card by post in a few days. In the same letter, you will find the activation instructions and how to get your PIN.
You can either reset or restore the applicable limit of contactless transactions carried out without the use of a pin, either through the Internet & Mobile Banking applications, as long as you are a registered user, or by submitting a request to his or her NBG Branch or by calling the Bank’s Contact Center.
 
You can activate your card when you make your first transaction at an NBG ATM, by selecting "Card Activation" from the menu.

Apply for your new card

In just a few steps, you can apply for your new credit card for quick, easy, and secure purchases. Take the first step and complete the online application now.

Apply now

Did you get your credit card before 24 August 2022?

You always have access to all the information regarding your card, which will retain its features and benefits.

 

Read more
go4more

go4more: earn points, earn euros!

Transactions with your credit card, payment of your bills, insurance of your vehicle, consistent repayment of your loan installments, purchases at the partner businesses with your debit or prepaid card, and much more. These are all ways in which you earn points and redeem them in more than 7,500 partner businesses throughout Greece. This way you pay less or not at all!
Tell me more

More digital capabilities for you

Download the NBG Mobile Banking app

The NBG Mobile app gives you a host of benefits, from bill payments and shopping to transactions and managing your housing loan. Download the app to your iPhone or Android and simplify your transactions.
App StoreGoogle PlayHuawei AppGallery
Download the NBG Mobile Banking app

You may also like

See how we can meet even more of your needs.

Express Personal Loan

EXPRESS Personal Loan

Cover the first expenses of your new house or your other personal or family needs
Tell me more
VISA Classic

VISA Classic Credit Card

Simple, easy, and secure purchases in Greece, abroad, and online
Tell me more
Virtual Mastercard Prepaid Card

Virtual Prepaid Mastercard

You choose the loading amount and know exactly how much you are paying
Tell me more
go4more

go4more

Get rewards for every transaction you carry out with us
Tell me more
Value Package - Bill Payments & Health Check

Value Package

Explore an attractive package of banking services on favorable terms.
Tell me more
Value Plus Banking Bundle

Value Plus Package

Satisfy your daily needs and enjoy even more benefits
Tell me more
Prepaid Cards

Prepaid cards

Stay on top of your finances by selecting the desired limit
Tell me more
Visa Prepaid Cards

Prepaid Visa

More control over your balance and easy payments with i-bank Payband
Tell me more

Our customer service team is here for you

Our highly trained team is waiting to answer any questions you may have, in person or by phone.  
Close

Contact Us

We are always ready to respond to your requests for information or to answer your questions about our products and services.

Request more information

Please complete the following details so we can provide you the information you need. In case of fraud, please contact our call center directly at 210 484 8484.
Optional custom content that replaces the the entire default content.
back-to-top