Salary account

Reward payroll account

You may choose the account type you want and get privileges on cards and loans.

Now you can get more from your account, enjoy more benefits, save time, and earn rewards.

Specifically, you can: 

  • Pay 1 energy, water and landline bill free of charge via Internet or Mobile Banking or by standing order every month
  • Enjoy the privileges of the Overdraft facility
  • Get a Reward loan at a discounted rate
  • Get a housing loan on preferential terms
  • Get a credit card on preferential terms
  • Enjoy the ease of Internet and Mobile Banking

In brief:

  • Pay bills quickly with no extra fees
  • Select the type of account you prefer
  • Benefit from favorable loan terms
go4more

go4more: earn points, earn euros!

Transactions with your credit card, payment of your bills, insurance of your vehicle, consistent repayment of your loan installments, purchases at the partner businesses with your debit or prepaid card, and much more. These are all ways in which you earn points and redeem them in more than 7,500 partner businesses throughout Greece. This way you pay less or not at all!
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Salary reward in detail

You can also have:

  • Check book for current accounts provided that legal and real solvency conditions are met.
  • Overdraft facility for current accounts.
  • Interest compounded per semester.
  • Access to NBG's i-bank services, cards, loans, and investment products.
  • Automatic deposit of payroll or pension.
  • Better pricing terms for specific banking services offered by NBG.
  • Privileged interest rate compared to the standard savings/current account.

All the information you need about Salary Reward is available in the Precontract Information document.

In the case of a savings account, your account passbook is updated free of charge, and you receive detailed updates via Internet Banking.

In the case of a current account, you receive: 

  • Free monthly i-statements detailing all account transactions vie Internet Baking.
  • Free quarterly statements sent to your contact address.
  • Free monthly statements sent to your NBG branch or your contact address, subject to charges, currently €0.90 per month.
  • Daily statements issued at the branch regularly, currently charged at €15 per month.
  • Cash Withdrawals: At NBG branches and i-bank ATMs using your debit card.
  • Deposits: At NBG branches and Automated Payment Systems, as well as i-bank ATMs.
  • Payments and money transfers: pay your bills and settle your financial obligations easily and instantly by directly debiting your account at NBG branches and via i-bank Internet, Phone, Mobile Banking, and ΑΤΜs.
  • Application for chequebook for current accounts: You can apply for your chequebook at your NBG branch or via our i-bank Internet and Phone Banking service.

Specifically, you can:

  • Apply for approval of an overdraft limit equal to up to 5 monthly salaries, maximum €10,000. 
  • Pay the first €150 interest-free while any additional amounts are subject to a discount of 1 percentage point on the overdraft rate each time applicable. 
  • You can benefit from the even more privileged ECB rate + 8% for the first year for new overdraft facility applications.

Not including the following covered risks:

  • For private cars: Glass breakage, local towing services/road assistance, loss of vehicle use.
  • For private-use farm trucks: Glass breakage, local towing services/road assistance, insurance premium guarantee, driver's personal accident.

The insurance plans are designed by Ethniki General Insurance and sold through the branch network of National Bank of Greece S.A., Aiolou 86, 102 32 Athens, Company Reg. No.: 311481 Athens. Insurance plans are sold only by Bank staff who are certified insurance intermediaries. The Bank is registered as an insurance agent with the Special Registry of the Athens Chamber of Tradesmen under No. 1028. The Special Registry's data are available through the online platform "Point of Single Contact (ESIP)" of Active Insurance Intermediaries, via which you can verify the registration with the Special Registry, http://insuranceregistry.uhc.gr/. 

More digital capabilities for you

Download the NBG Mobile Banking app

The NBG Mobile app gives you a host of benefits, from bill payments and shopping to transactions and managing your housing loan. Download the app to your iPhone or Android and simplify your transactions.
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Download the NBG Mobile Banking app

Do you want more information?

Yes, you can visit any NBG branch and convert your Salary Reward account into a different account.
Visit any NBG branch and open a new Salary Reward account or convert an existing one.
In this case, your Salary Reward account will be converted into a current or savings account depending on the type of account you have chosen. 

What supporting documents do I need?

  • Identity card or passport
    Your ID card or passport must be valid. Tell me more
  • Proof of current home address
    This can be a recent utility bill or other document evidencing your home address.
  • Income Tax Clearance Certificate
    The income tax slip clearance certificate of the last two years.
  • Proof of occupation
    Proof of occupation might be requested.
  • Phone bill
    A recent landline telephone bill from your service provider.

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Our customer service team is here for you

Our highly trained team is waiting to answer any questions you may have, in person or by phone.  
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