The loan is available at a floating rate, based on the 3Μ Euribor, subject to a minimum equal to the ECB's intervention rate, plus a fixed margin rate throughout the entire loan term. Please note that the floating rate fluctuates in line with any increase or decrease in the base rate, which will impact your monthly installments accordingly. The floating rate also includes the levy required under Law 128/75, currently 0.12%.
For further details about the loan rate and expenses, click here. It is helpful to know that the loan rate is customized after reviewing your loan application and considering factors like the purpose of the loan, the property value, and your credit score.
Green Home also offers you a discount on the loan rate depending on the energy class of the residence upon purchase or upon completion of a construction or repair project. The reduction ranges from 0.20% up to 0.80%. If, for example, the loan rate margin is normally 3.20% and you're entitled to a 0.80% discount, the final loan rate will be 2.40%.
This depends on the purpose of the loan.
You can use the Green loan to purchase environmentally friendly products and services that improve the energy efficiency of your home, such as:
You do something for the environment while saving energy and money!
Find even more information that can help you meet your needs