You can build up capital through regular periodic payments with the Full Life Plan investment program linked to BNP Paribas Asset Management investment funds.
Specifically, you can:
UCITS DO NOT HAVE A GUARANTEED RETURN AND FORMER RETURNS DO NOT ASSURE THOSE IN THE FUTURE.
This investment plan is based on Unit Linked insurance of periodic payments with no guaranteed maturity value. Each time you pay premiums, units are purchased based on the selling price. These units are added to the Investment Premium Account (IPA), and this is repeated each time premiums are paid.
Depending on the policy term you select, the plan will be linked to the Investment Portion of the series with a corresponding maturity date.
At maturity, the amount is paid either as a lump sum or in installments (fixed income or life annuity). In the case of a lump-sum payment, the current value (number of units x net unit price) of the Premium Investment Account (PIA) is paid.
You can choose the duration, with a minimum of 10 years, as long as your age at the start of the plan and the duration of insurance is not less than 18 years and not more than 75 years. The maximum possible policy term is 20 years.
You can acquire the plan for a period of 10 to 20 years.
As a basic requirement, the insured person’s age must be between 18 and 75 years at maturity.
You have the option to choose your insurance premium.
The investment premium is selected with a minimum of € 80 / month for an investment period of up to 14 years or with a minimum of € 70 / month for 15 years and over.
The information you need.
In the following documents you will find all the information you may need.
The information above is purely informative and does not replace the pre-contractual information provided under current legislation or the insurance contract and its general and specific terms. Complete pre-contractual and contractual information for the specific product is available at NBG's branch network.
The insurance plans have been set up by Ethniki General Insurance and are distributed by the branch network of National Bank of Greece SA, 86 Eolou Street, 10559 Athens, Company Reg. No.: 311481. For more information press here.
The distribution of the insurance plans is only provided by qualified NBG staff certified to provide insurance intermediation services. The Bank is registered with the Special Register of Athens Chamber of Tradesmen under Reg. No. 1028 as an insurance agent. The Special Register data are published on the electronic platform "Single Information Point for Active Insurance Intermediaries”, where you can verify the registration at the Special Register.
Upon the expiration of the plan, you will receive the amount accrued in the investment account of the insurance policy. Specifically, you can choose to:
No, It is not obligatory. One person can pay the insurance and another can be entitled to receive the amount at the end of the program, always according to the terms of the program.
In the event of death of the insured person before the expiration of the plan, the beneficiary(ies) will receive one of the two following amounts, whichever is higher:
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