The repayment term depends on the amount you borrow.  

• €1,000 - €5,000 the duration is 36 – 48 months 
• €5,001 - €12,000 the duration is 48 – 72 months 
• €12,001 - €17,000 the duration is 60 – 84 months 
• €17,001 - €25,000 the duration is 72 – 100 months 
• €25,001 - €80,000 the duration is 72 – 120 months 

The payment protection program helps you pay for your loan installment in case you cannot work for a period of time. This program covers you if you are: 

• Salaried employee in the private sector with a permanent contract and you stopped working against your will or cannot work due to illness or an accident.  
• Public sector employee, working with a fixed-term contract, or a freelancer and you are hospitalized or cannot work temporarily due to illness or an accident. 

If you provide collateral, like a mortgage prenotation or deposits in euro, then you can enjoy more favorable terms: 

• loan amount starting from €10,000 
• loan term from 60 to 300 months 
• lower interest rate (without any further reduction)  
• 6 , 12 , 18 or 24-month grace period option