With the Student Life loan, you can fund your studies or your children's studies at any level of education and pay low monthly installments for the first year. This way, you can manage your budget even better, provided that you have a Student account.

You can also:

  • Borrow up to €25,000
  • Repay the loan in 7 years
  • Have flexible repayment terms

In brief:

  • Funding your studies  
  • Long repayment term  
  • Reduced monthly installments for the first year  
Make it yours in just a few steps

Do you want more information?

You can pay by monthly amortization installments, starting one month after the loan disbursement and payable via the borrower's designated loan-linked Deposit Account with NBG. 

If a grace period applies, each month you pay interest only until the grace period expires. 
The Bank sends you a monthly notification regarding your student loan, remaining principal, remaining installments, the interest rate on outstanding amounts, etc.  Moreover, if you're using NBG Internet Banking, you can register with i-bank statements and receive notifications via email.
You can borrow from €2,000 to €25.000 in total.
The loan is available at a floating rate, based on the 3Μ Euribor, subject to a minimum equal to the ECB's intervention rate, plus a fixed margin rate throughout the entire loan term. Please note that the floating rate fluctuates in line with any increase or decrease in the base rate, which will impact your monthly installments accordingly. The floating rate also includes the levy required under Law 128/75, currently 0.60%. 

For further details about the loan rate and expenses, click here
Yes, you can make an early or partial repayment at any time without any additional charge.  
Next by NBG

Next, the new app for stress-free banking, designed exclusively for young people

Next makes it easy to manage your money, with tips, draws, offers, gifts and smart tools to achieve your financial goals... whatever they are! In finance, you are no longer alone. Next. Money management made chill.
Learn more about Next

Much more than getting a personal loan

Designed to meet your needs


Go For More rewards

For even more rewards, sign up for Go For More and gain even more points when you pay your loan installments in time.

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i-bank statements

i-bank statements

You can register for i-bank statements and get an email informing you every time a loan statement is issued.

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More digital capabilities for you

Download the NBG Mobile Banking app

The NBG Mobile app gives you a host of benefits, from bill payments and shopping to transactions and managing your housing loan. Download the app to your iPhone or Android and simplify your transactions.
Download the NBG Mobile Banking app

Before you start

Required documentation

To get the loan you want, you need to notify us of your personal details. Depending on your nationality, we will need your ID card, passport, and/or valid foreigner's residence permit.

Income verification

You get a loan with the obligation to repay it. So, we will need your latest income tax statement and documentation certifying your professional status, such as employer's certificate and/or a copy of the latest salary statement and document evidencing your VAT status. If you're a pensioner, you need to submit your latest pension payment slip. 

Loan limitations

To get the loan you want, please help us evaluate your application properly. Please answer all our questions accurately and submit all the necessary documentation.


About your loan application

Your first visit

You need to visit one of our branches and submit the necessary documentation and your application to start the process.

Next steps

If your application is approved, you can visit your NBG branch to sign the contract, and then we will disburse the loan amount to your account.

i-bank statements

Once the loan is disbursed, you can register for i-bank statements and get an email each time a loan statement is issued.

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Our customer service team is here for you

Our highly trained team is waiting to answer any questions you may have, in person or by phone.