Dual Mastercard

By using the Dual Mastercard, you can: 

• Participate in the go4more rewards program, earning points with every purchase at thousands of partner businesses. Learn about the program's terms and special conditions.
• Acquire complimentary travel insurance. 
• Experience the convenience of making payments through digital wallets such as Apple Pay, Google Pay, Xiaomi Pay, Garmin Pay, and Huawei Pay. 
• Monitor and manage your card online through Digital Banking. 
• Safely make online purchases with the Mastercard® Identity CheckTM service (Strong Customer Authentication for e-commerce transactions). 
• Benefit from features like standing orders for bill payments to businesses and organizations.
• Build your tax-free allowance. 

Moreover, by obtaining a credit limit, you gain the following additional benefits: 

• Earn 2,000 go4more points with your first purchase. 
• Save money with preferential purchase interest rates for the first 6 months. 
• Take advantage of a balance transfer program for credit cards from other banks to the National Bank of Greece credit card, offering favorable interest rates.
• Repayment of public debts in 12 interest-free installments. 
• Benefit from convenient repayment methods (automatic payment, internet/mobile banking, ATMs, stores, APS, phone banking, Hellenic Post). 
• Gain immediate and continuous access to copies of your statements through the complimentary i-bank statements service.

When you visit an NBG branch to issue your card, you can also apply for a credit line, and when carrying out payments you can choose either the debit or the credit functionality at checkout. 

If you already hold a Dual Mastercard with only the debit functionality activated, you can apply for a credit line at any time, by arranging an appointment with your branch and submitting the required documentation. Note that the granting of a credit line is done at the discretion of the Bank and is in accordance with the Bank's credit policy.

 If you meet the Bank’s credit criteria, you can apply for a credit line on your card. The credit line of your card is set by the Bank following assessment of your credit standing, the maximum credit line being € 4,000. 

Upon carrying out your first card transaction at any NBG ATM, select “Card Activation” from the menu. For people residing abroad or in remote areas, there is also the option to activate the card by phone through NBG's Contact Center.

Activation can be carried out through the debit or the credit functionality of the card. Following the card’s activation through either of the two functionalities, the other functionality is automatically activated. However, activation of the card in respect of its credit functionality doesn't automatically mean that the card can be used as such, since your application for the credit functionality, the Bank’s approval, and activation of the credit line need first to have been set up.