Dual

Dual Mastercard

For the first time in Greece, a new card has arrived to enhance your transactions, enabling you to conduct them in a manner that best serves your needs each time!

The new Dual Mastercard card is an innovative product that offers you the possibility to choose each time to use its debit or credit functionality, granting you, in this way, freedom and flexibility when conducting transactions. Make your day-to-day purchases easily and quickly, while earning substantial privileges, with your new card, which is crafted from recyclable material.

Specifically, you can:

  • Choose between using its debit or credit functionality during transactions according to your needs
  • Automatically participate in the go4more rewards program
  • Monitor and manage your card online, no matter where you are
  • Benefit from complimentary travel insurance
  • Accumulate your tax-free allowance
 
Dual Debit Card

In brief:

  • Direct billing to your account  
  • Contactless transactions 
  • Secure online purchases  
  • go4more rewards 
  • 2.000 go4more points with the first purchase using the credit functionality

Contactless Transactions

When performing contactless transactions at POS/ΑΤΜ/APS terminals, only the debit functionality of the card is used.  

Transactions by inserting the card

By inserting your card into a(n) POS/ΑΤΜ/APS terminal, you can choose among its debit and credit functionality, provided that your card's credit limit has been activated (following your relevant application).

Payments via e-wallets

On e-wallets, the two functionalities of the Dual card are displayed as two distinct cards.
 You can use the functionality you want by selecting the respective card.
 

Online purchases

You can use the functionality you want by selecting the respective card No. and entering the CVC. 

4-digit PIN

The same 4-digit PIN is applied for both functionalities of the Dual card (debit or credit).

Digital Banking

On Digital Banking, the two functionalities of the Dual card are displayed as two distinct cards.
 You can manage the functionality you want by selecting the respective card.
 

The Dual Mastercard in detail

By using the Dual Mastercard, you can: 

  • Participate in the go4more rewards program, earning points with every purchase at thousands of partner businesses. Learn about the program's terms and special conditions.
  • Acquire complimentary travel insurance. 
  • Experience the convenience of making payments through digital wallets such as Apple Pay, Google Pay, Xiaomi Pay, Garmin Pay, and Huawei Pay
  • Monitor and manage your card online through Digital Banking. 
  • Safely make online purchases with the Mastercard® Identity CheckTM service (Strong Customer Authentication for e-commerce transactions). 
  • Benefit from features like standing orders for bill payments to businesses and organizations.
  • Build your tax-free allowance. 


Moreover, by obtaining a credit limit, you gain the following additional benefits: 

  • Earn 2,000 go4more points with your first purchase. 
  • Save money with preferential purchase interest rates for the first 6 months. 
  • Take advantage of a balance transfer program for credit cards from other banks to the National Bank of Greece credit card, offering favorable interest rates.
  • Repayment of public debts in 12 interest-free installments. 
  • Benefit from convenient repayment methods (automatic payment, internet/mobile banking, ATMs, stores, APS, phone banking, Hellenic Post). 
  • Gain immediate and continuous access to copies of your statements through the complimentary i-bank statements service.
 
Please read the following pre-contract and contract forms for more information about the Dual Mastercard. 

Pre-contract Information and Terms of Use
Read below the Terms as well as more information about your insurance package.

• Travel Insurance: Pre-contract information, Terms of use, IPID Information Form
Insurance Intermediary Form
To find out about the Dual Credit Mastercard card's interest rate and other charges, click here.
Υou can acquire the new Dual card at the branches of the National Bank of Greece.

Do you want more information?

When you visit an NBG branch to issue your card, you can also apply for a credit line, and when carrying out payments you can choose either the debit or the credit functionality at checkout. 

If you already hold a Dual Mastercard with only the debit functionality activated, you can apply for a credit line at any time, by arranging an appointment with your branch and submitting the required documentation. Note that the granting of a credit line is done at the discretion of the Bank and is in accordance with the Bank's credit policy.

 

 If you meet the Bank’s credit criteria, you can apply for a credit line on your card. The credit line of your card is set by the Bank following assessment of your credit standing, the maximum credit line being € 4,000. 

You are not under obligation to activate the credit functionality of your Dual Mastercard, as it can be issued with only the debit functionality activated providing you in any case with significant privileges.  

Upon carrying out your first card transaction at any NBG ATM, select “Card Activation” from the menu. For people residing abroad or in remote areas, there is also the option to activate the card by phone through NBG's Contact Center.

Activation can be carried out through the debit or the credit functionality of the card. Following the card’s activation through either of the two functionalities, the other functionality is automatically activated. However, activation of the card in respect of its credit functionality doesn't automatically mean that the card can be used as such, since your application for the credit functionality, the Bank’s approval, and activation of the credit line need first to have been set up.

 
If you forget or block your PIN, you can easily recover it:
Through Internet Banking, select ΡΙΝ Management and then Unlock ΡΙΝ
Through Μobile Βanking, select Card Management and then Unlock ΡΙΝ
By calling +30 210 48 48 484
At any of our Branches 
 

What supporting documents do I need?

  • Private Company
    The following documents are required: the current articles of association, the deed of incorporation or the notice of registration of the incorporation to the General Electronic Commercial Registry (GEMI) or the notice of modification in the articles of association, the general GEMI certificate and the certificate of valid representation.
  • General Partnership/Limited Partnership
    The following documents are required: the certificate of valid representation, the general GEMI certificate and the current articles of association.
  • Limited Liability Company
    The following documents are required: the current articles of association, the general GEMI certificate and the certificate of valid representation.
  • Société Anonyme
    The following documents are required: the shareholding composition document, the current articles of association, the notice of registration of the minutes of the BoD to GEMI, the general GEMI certificate and the certificate of valid representation.

The Cards of Life

Γιώργος Καπουτζίδης

How many life experiences can start with a single card?

 

Join us through a journey of  unexpected encounters, surprising actions, and spontaneous moments with Giorgos Kapoutzidis as the host of beloved guest! 

 

Discover the experiences!

go4more

go4more: earn points, earn euros!

Transactions with your credit card, payment of your bills, insurance of your vehicle, consistent repayment of your loan installments, purchases at the partner businesses with your debit or prepaid card, and much more. These are all ways in which you earn points and redeem them in more than 7,500 partner businesses throughout Greece. This way you pay less or not at all!
Tell me more

More digital capabilities for you

Download the NBG Mobile Banking app

The NBG Mobile app gives you a host of benefits, from bill payments and shopping to transactions and managing your housing loan. Download the app to your iPhone or Android and simplify your transactions.
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Download the NBG Mobile Banking app

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