We present to you the new series of Time Deposit Programs that meet your modern savings needs.

Specifically, you can choose among the following programs, the one that best serves your needs:

1. At an increasing interest rate of up to 2.70% per quarter:

  • term of 15 months
  • minimum initial deposit amount €10,000
  • return per quarter:
    • for the 1st quarter 0.50%
    • for the 2nd quarter 1.40%
    • for the 3rd quarter 2.00%
    • for the 4th quarter 2.35%
    • for the 5th quarter 2.70%   
  • obtaining a regular income by paying quarterly returns, increasing every 3 months, without any other conditions
  • 100% capital guarantee throughout the term of the product

  See the Precontract Information of the program

2. At an interest rate of 1.90%:

  • term of 18 months
  • minimum initial deposit amount €20,000
  • for amounts:
    • over €200,000 the interest rate is 1.90%
    • from €20,000 to €200,000 the interest rate is 1.50%
    • 100% capital guarantee throughout the term of the product

  See the Precontract Information of the program

3. At an interest rate of up to 1.70%:

  • term of 12 months
  • minimum initial deposit amount €3,000
  • for amounts:
    • over €200,000 the interest rate up to 1.70%
    • from €60,000 to €200,000 the interest rate up to 1.50%
    • up to €60,000 the interest rate up to 1%
    • 100% capital guarantee throughout the term of the product

  See the Precontract Information of the program

  See also the Contract of the programs

In brief:

  • New 15-month time deposit, increasing interest rate up to 2.70% and quarterly interest payment
  • New 18-month time deposit, fixed interest rate up to 1.90% with interest payable at maturity
  • New 12-month time deposit, fixed interest rate up to 1.70% with interest payable at maturity

FAQs

Yes, new time deposit programs can be opened with a minimum deposit amount of:

€3,000, for the 12-month time deposit

€10,000, for the 15-month time deposit

€20,000, for the 18-month time deposit

Yes, you can visit one of our branches and carry out a full or partial early redemption of your time deposit to meet any extraordinary needs.
You can visit one of our branches and open a new time deposit account.

Interest is paid:

at maturity of the time deposit program if it has a 12-month or 18-month term.

at the end of every quarter if your time deposit program has a term of 15 months

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Our customer service team is here for you

Our highly trained team is waiting to answer any questions you may have, in person or by phone.  
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