To acquire the home you desire; you must submit the necessary documents to the bank. Specifically, we need a form of identification such as an ID card, passport, or residency permit, depending on your nationality.
We will need your recent tax clearance certificates and a document proving your employment status (such as a payroll certificate, pension receipt, or VAT/Income tax return). Also, you must provide a document related to your real estate property (such as ENFIA statement or a certificate of no property ownership).
To be eligible for a loan, you must meet certain criteria. Specifically, young people up to 50 years old, with permanent residence and individual income declared in Greece, are eligible to apply.
To start the process, you will need to visit one of our branches, submit the necessary documents, receive the required pre-contractual information, and submit your application. Through Internet Banking, you can monitor your application throughout the review process.
Once the loan is pre-approved, you must submit all documents required for the legal and technical inspection of the property to obtain final approval.
After completing the necessary checks, the application is evaluated, and final approval is issued. Then, the loan agreement is signed at your chosen branch, and a mortgage prenotation consent is registered. Finally, the loan disbursement takes place, and you are provided the option to activate electronic notifications (statements) for your loan.
