Credit cards

Gold credit card

Make transactions easily and enjoy benefits that fit your lifestyle, such as your personal Concierge assistant.

Ensure freedom of movement in your everyday transactions with a credit card that offers you personalized service, priceless experiences, and unique privileges!

Specifically, you can:

  • Smartly manage your purchases with interest-free installments at thousands of businesses throughout Greece
  • Enjoy flexibility in paying your dues to the State with up to 12 interest-free installments
  • Make cash withdrawals if you’re in need of instant cash
  • Make other payment arrangements, such as standing orders for paying your bills 
  • Build up your tax threshold
Credit Card Gold

In brief:

  • 5.000 go4more welcome points
  • Mastercard Concierge
  • Free travel Insurance
  • Outstanding Balance Insurance
  • Online Shopping Insurance

Annual subscription


Free subscription for the 1st year and the option never to pay a subscription fee!

NBG credit cards fly you with AEGEAN!

Aegean promo

Get a credit card online by 20/12 and automatically earn a €20 discount voucher for your next trip with AEGEAN.

Learn more

I want to get a credit card, online


Apply for your card online in a few steps.

User login

If you’ re a registered user, log in to Digital Banking, and from the home page, go to the "Cards" section, select the credit card you want, and select "Get a new card."

Limit selection

You then get and accept the pre-contract product information and select the credit card limit you want to apply for.

Confirmation of personal data

Next, you confirm your employment details, home address, identity card, and tax details (by uploading your most recent tax return).

Payment method choice
Then, you select the payment method of your card (standing order, partial or full payment) and enter any other personal details required.
Acceptance of terms
After that, read and accept the terms and conditions of the product.
Now, you confirm the application details and enter the OTP to complete the process.
Finally, once the process is complete, you can print all the relevant documents.

The Gold credit card in detail

Read more about what the renewed credit card package offers you: 

  • Earn 5.000 go4more welcome points with your first purchase.
  • Enjoy free Mastercard Concierge service for a complete travel and lifestyle experience by calling 210 48 48 484 or by emailing [email protected], after accepting the terms of service. Find out about the terms here.
  • Participate in the go4more loyalty program, earning points with every purchase, which you can redeem on products and services at thousands of partner businesses. Find out here about the Terms & Conditions of the program. 
  • You have a free subscription for the 1st year, and you can waive the annual subscription fee forever if you spend more than €7,000 per year with your card.
  • Save money for the first 6 months with a preferential interest rate.
  • You get free insurance benefits:
  • You can make purchases with your mobile phone via Apple Pay, Google Pay and the contactless payment service at POS via NFC (Near Field Communication)
  • Monitor and manage your card online 
  • Make secure online purchases with the Mastercard® Identity CheckTM (Strong Customer Identification for e-commerce transactions) 
  • You have immediate and continuous access to your account activity through the free i-bank statements service
  • You can get up to 3 additional cards for free

Please note that insurance plans are only available with the credit card and cannot be sold separately.

The insurance plans are created by Ethinki Insurance Company and are distributed by National Bank of Greece S.A., 86 Aeolou Street, 10559, Athens, A.M.E.E.E.A.: 311481. The distribution of the insurance plans is carried out only by Bank staff who are certified insurance intermediaries. The Bank is registered in the Special Register of the Athens Professional Chamber of Commerce under number 1028 as an insurance agent. The data of the Special Register are published on the electronic platform "Single Point of Information (S.P.I.P.)" Active Insurance Intermediaries, through which you can verify your registration in the Special Register. Website of the E.S.I.P.:

To find out about the interest rate and other charges on your Gold credit card, click here.

Please read the following pre-contract and contract forms for more information about the Gold credit card. 

Pre-contract Information and Terms of Use


Read below the Terms as well as more information about your insurance packages.

If you have Digital Banking codes, you can easily and quickly submit your application online in just a few steps. 

Alternatively, you can make your application:

  • by phone, by calling 210 48 48 484
  • at any of our branches, by presenting the necessary documents

What supporting documents do I need?

  • Identity card or passport
    Your ID card or passport must be valid. Tell me more

Do you want more information?

Your card will be subject to the terms and conditions in force at the time of issue until its expiry, as they may have been amended since then, after due notification to you. 
In the event of theft or loss, your card will be replaced with a modern, vertical one, and it will retain the functionality of your old card. 
Find all the information about your card here.

The credit limit is set by the bank after an assessment of your credit score.
You will receive your card by post in a few days. In the same letter, you will find the activation instructions and how to get your PIN.
You can either reset or restore the applicable limit of contactless transactions carried out without the use of a pin, either through the Internet & Mobile Banking applications, as long as you are a registered user, or by submitting a request to his or her NBG Branch or by calling the Bank’s Contact Center.

The Cards of Life

Γιώργος Καπουτζίδης

How many life experiences can start with a single card?


Join us through a journey of  unexpected encounters, surprising actions, and spontaneous moments with Giorgos Kapoutzidis as the host of beloved guest! 


Discover the experiences!

Mastercard Concierge

 Mastercard Concierge

Experience one-of-a-kind moments, exceptional privileges, and unforgettable tailored experiences just for you. How? With the personalized assistance of the Mastercard Concierge service. 

Discover more.


Balance Transfer Program

Find out about the Balance Transfer Program and the possibility of transferring the debit balance of third-party banks' credit cards to your NBG credit card, for repayment on preferential terms.

Tell me more

Apply for your new card

In just a few steps, you can apply for your new credit card for quick, easy, and secure purchases. Take the first step and complete the online application now.

Apply now

Did you get your credit card before August 2022?

You always have access to all the information regarding your card, which will retain its features and benefits.


Read more

go4more: earn points, earn euros!

Transactions with your credit card, payment of your bills, insurance of your vehicle, consistent repayment of your loan installments, purchases at the partner businesses with your debit or prepaid card, and much more. These are all ways in which you earn points and redeem them in more than 7,500 partner businesses throughout Greece. This way you pay less or not at all!
Tell me more

More digital capabilities for you

Download the NBG Mobile Banking app

The NBG Mobile app gives you a host of benefits, from bill payments and shopping to transactions and managing your housing loan. Download the app to your iPhone or Android and simplify your transactions.
App StoreGoogle PlayHuawei AppGallery
Download the NBG Mobile Banking app

You may also like

See how we can meet even more of your needs.

Express Personal Loan

EXPRESS Personal Loan

Cover the first expenses of your new house or your other personal or family needs
Tell me more
VISA Classic

VISA Classic Credit Card

Simple, easy, and secure purchases in Greece, abroad, and online
Tell me more
Virtual Mastercard Prepaid Card

Virtual Prepaid Mastercard

You choose the loading amount and know exactly how much you are paying
Tell me more


Get rewards for every transaction you carry out with us
Tell me more
Value Package - Bill Payments & Health Check

Value Package

Explore an attractive package of banking services on favorable terms.
Tell me more
Value Plus Banking Bundle

Value Plus Package

Satisfy your daily needs and enjoy even more benefits
Tell me more
Prepaid Cards

Prepaid cards

Stay on top of your finances by selecting the desired limit
Tell me more

Prepaid Mastercard

You have more control over your spending and your money.
Tell me more

Our customer service team is here for you

Our highly trained team is waiting to answer any questions you may have, in person or by phone.