48h Pre-approval 48h disbursement

*Terms & Conditions apply.

Your housing loan, as it should be.

Submit your application and get a pre-approval within 48 hours

Find out the housing loan amount you are entitled to within 48 hours.

Find out about the terms & conditions in the FAQs.

Disbursement within 48 hours of signing the loan agreement

After signing the loan agreement, the money is deposited into your account within 48 hours.

Find out about the terms & conditions in the FAQs.

Ongoing support from your personal Relationship Manager

By your side every step of the way, explaining everything to you simply and clearly.

Takis & Boumpis

have found a new home.

How much money can I borrow?

Change the options to see how they affect your monthly installment.

* All figures provided are for illustrative purposes only. This is not a formal quotation or a commitment to lend.

Am I eligible?

Housing loans for you

Choose the loan that best meets your needs to acquire the property you desire, with the guidance of your personal RM.

my First Home

In every major step you take today, you want to feel secure.

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ESTIA Fixed

Buy the house of your dreams with a consistently low installment for 3, 5, 10, 15, 20, 25 or 30 years!

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ESTIA Green

You can have a home that is energy efficient and environmentally friendly, just like you.

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From loan application to your new home, in 6 steps

1) Choosing a housing loan

See what loan amount you're entitled to and calculate your monthly instalment using the mortgage calculator.

2) Submit an application

Apply online via Internet Banking or at a branch and receive a pre-approval in 48 hours.

3) Property review

Proceed to the legal and technical review of the property you've chosen.

4) Loan Approval

Submit the ownership title of your property and get approval.

5) Sign the agreement

Sign the agreement and insure your property against fire and earthquake.

6) Loan disbursement

Receive the money in your account within 48 hours of signing the agreement.

FAQs

Which terms and conditions apply to the pre-approval of a housing loan in 48 hours?

Pre-approval within 48 hours:

This concerns the submission of a new housing loan application with all the required documentation.
It is granted 2 business days following the day after the date of submission of the application.
This does not apply to special application cases, such as requests for higher loan amounts, which may require additional assessment by the competent higher approval committee and, therefore, may not receive pre-approval within the aforementioned timeframe.

Note: Applications are examined on the basis of credit assessment criteria and their approval is at the absolute discretion of the Bank.

Which terms and conditions apply to the disbursement of a housing loan in 48 hours?

Disbursement within 48 hours from the signing of the loan agreement requires the submission of a special power of attorney for the registration of a mortgage prenotation by the date the loan agreement is signed, and is carried out 2 business days following the day after the date of signing the loan agreement. Co-financed programme loans are excluded.