Personal loans

EXPRESS Personal Loan

You can get the cash you need to meet your needs instantly.

With an EXPRESS loan, you get up to €6,000 in cash the moment you need it. You can get the money you need quickly and easily online.

You can also:

  • Have the money credited to your account without visiting a branch
  • Benefit from the substantial discount on the loan charges by submitting your application via Internet or Mobile Banking

In brief:

  • Instant liquidity
  • Small needs
  • Online acquisition
Make it yours in just a few steps

EXPRESS loan in a few steps

User login
If you are a registered user, log in to Digital Banking and from the home page go to the "Loans" section and select "Get Now".
Data confirmation
Next, confirm your employment, home address, identity and tax information (by uploading your most recent tax return).
Ammount choice
After that, you choose the amount  you want, the repayment period in months and the account that will be linked to the loan.
Pre-contract info
Then, you can read about the specific features of the loan (in the pre-contract form), and declare that you have been duly informed thereof.
Data entry
In this step, you confirm and enter some more personal information.
Terms acceptance
Then, read and accept the relevant terms.
Submit application – Enter OTP
Now, submit the application by filling out the information required. Confirm the information by entering the OTP you received on the mobile phone you've registered with the Bank’s systems.
Procedure completed
Last, once the application has been submitted, you can print the respective evidencing receipt.

How much money do you want?

Customize your loan according to your needs and we will provide you with the details.

How much do you want to borrow?


Loan period


Loan amount
Monthly payment
Loan period
12  months
The loan is available at a floating rate, based on 3M Euribor (subject to a minimum equal to the European Central Bank's intervention rate 4.00% from 21.06.2023.

What supporting documents may I need?

  • Identity card or passport
    Your ID card or passport must be valid, printed and in Greek. Tell me more
  • Income Tax Clearance Certificate
    The income tax slip clearance certificate of the last two years.
  • Proof of occupation
    Your employer's certificate and/or copy of your latest salary statement if you’re employed in the private sector. Υour latest pension payment slip if you are a pensioner, and a document evidencing your VAT status if you’re a freelancer/sole proprietor.
  • Possibly utility bill
    Possibly utility bill confirming your address

Do you want more information?

You can pay by monthly amortization installments, starting one month after the loan disbursement and payable via the borrower's designated loan-linked Deposit Account with NBG.
A statement is sent to you every month to keep you duly updated on your loan’s remaining instalments, interest rate, outstanding principal etc. Moreover, if you're a Digital Banking user, you can sign up for the i-bank statements service and receive alerts regarding the issuance of your loan statements at the email address you've registered with the Bank.
The loan is available at a floating rate, based on the 3Μ Euribor, subject to a minimum equal to the ECB's intervention rate, plus a fixed margin rate throughout the entire loan term. Please note that the floating rate fluctuates in line with any increase or decrease in the base rate, which will impact your monthly installments accordingly. The floating rate also includes the levy required under Law 128/75, currently 0.60%. 

For further details about the loan rate and expenses, click here.
Yes, you can make an early or partial repayment at any time without any additional charge.
The loan amount can range between €300 and €6,000.

Much more than getting a personal loan

Designed to meet your needs


Go4more rewards

For even more rewards, sign up for go4more and gain even more points when you pay your loan installments in time.

Tell me more
i-bank statements

i-bank statements

You can register for i-bank statements and get an email informing you every time a loan statement is issued.

Tell me more

More digital capabilities for you

Download the NBG Mobile Banking app

The NBG Mobile app gives you a host of benefits, from bill payments and shopping to transactions and managing your housing loan. Download the app to your iPhone or Android and simplify your transactions.
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Download the NBG Mobile Banking app

Before you start

Required documentation

To get the loan you want, you need to notify us of your personal details. We will need your ID card, passport, and/or valid foreigner's residence permit, depending on your nationality.

Income verification

You get a loan with the obligation to repay it. So, we will need your latest income tax statement and documentation certifying your professional status, such as employer's certificate and/or a copy of the latest salary statement and document evidencing your VAT status. If you're a pensioner, you need to submit your latest pension payment slip.

Loan limitations

To get the loan you want, please help us evaluate your application properly. Please answer all our questions accurately and submit all the necessary documentation.

About your loan application

Register online

If you're not a Digital Banking user already, you can quickly and easily register and manage your finances online.

Do everything online

You can manage the whole process online - on your desktop, tablet, or mobile - from submitting the application to signing the contract. Alternatively, you can visit an NBG branch and submit your application.

i-bank statements

If your application is approved, you can register for i-bank statements and get an email every time a loan statement is issued.

Our customer service team is here for you

Our highly trained team is waiting to answer any questions you may have, in person or by phone.