EXPRESS Personal Loan

Get a loan in just a few simple steps from your mobile phone or PC and meet your needs instantly.
EXPRESS Personal Loan

Get access to cash the moment you need it.

You can apply online or via Mobile Banking without having to visit a physical branch and get instantly up to €6,000 in cash to cover all your current needs.

I apply online

I have easy and fast process

I choose loan features according to my needs

I have immediate updates about the outcome of the application

I apply online

I have easy and fast process

I choose loan features according to my needs

I have immediate updates about the outcome of the application


EXPRESS loan in a few steps

User login
If you have a user account, log in to Digital Banking and from the home page go to “Loans” and choose “Get now”.
Confirm data
Next, confirm your employment, home address, identity and tax information (by uploading your most recent tax return form).
Choose amount
Then choose the amount you wish to apply for, the repayment period in months, and the bank account that’ll be linked to the loan for its repayment.
Accept information notice
Then you read the relevant information on the loan and accept it.
Enter further data
For this step, you should enter some additional details and confirm.
Accept terms
Then you receive information about and accept the terms and conditions of your application.
Enter OTP
Now confirm the application details and enter the OTP to complete the process.
Once you’ve completed the transaction, you can print a confirmation receipt.

Do you want more information?

You pay every month, starting one month after the loan disbursement. Your installment is paid on the same date, every month, automatically through your NBG bank account.  
Every month you receive a statement, informing you about your loan installments, your interest rate, the outstanding balance and so on. Also, if you’re an Internet Banking user, you can sign up for the i-bank statements service and receive e-mail alerts about your upcoming statements.  

The interest rate is floating based on Euribor (depending on the European Central Bank's intervention rate), plus a fixed margin.  

Bear in mind that the floating interest rate is subject to changes in line with any increase or decrease in Euribor and this may lead to an increase or a decrease in your monthly payments. Moreover, the interest rate is subject to a levy under L.128/75, currently amounting to 0.60%.  


Click here, to find out more about the loan interest rate and charges.
Yes, you can repay the whole loan or part of it earlier, without any extra charges.  
EXPRESS loan allows you to borrow from €300 to €6,000.

What supporting documents may I need?

  • Identity card or passport
    Your ID card or passport must be valid, printed and in Greek.
    Tell me more
  • Income Tax Clearance Certificate
    The income tax slip clearance certificate of the last two years.
  • Proof of occupation
    Your employer's certificate and/or copy of your latest salary statement if you’re employed in the private sector. Υour latest pension payment slip if you are a pensioner, and a document evidencing your VAT status if you’re a freelancer/sole proprietor.
  • Possibly utility bill
    Possibly utility bill confirming your address

Digital Banking on your computer, tablet, and mobile

I shop online, from wherever I may be
I save time by making digital transactions
I can access my transactions at any time
I have an overall picture of my banking affairs
I can manage my finances at a glance
I can see my income/expenses totals

Enjoy the ease and convenience of Digital Banking

NBG Mobile Banking App

Choose the corresponding store to download the application to your mobile.
App StoreGoogle PlayHuawei AppGallery

Internet Banking

Sign up to manage your transactions, monitor your accounts, and get lots of online features.
Sign up today Sign up today

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Our customer service team is here for you

Our highly trained team is waiting to answer any questions you may have, in person or by phone.