Investment - insurance products

Full Capital Plan Shield investment program

Invest in your future, for protection, safety and rewards.

With the Investment - Insurance Lump-sum Payment program, you invest in Mutual Funds of BNP Paribas Asset Management, through a dedicated mechanism that aims to the protection of the 80% of the maximum assets’ value, while providing life insurance coverage throughout its duration.

More specifically, you can:

  • Choose the duration you want, from 10 to 20 years (subject to certain conditions)
  • Choose your investment premium, with a minimum of €5,000
  • Get rewards at your investment’s 10-year anniversary with an additional 1.5% on the value of the premium investment account, and at the end of the investment with 2% more, provided its duration is from 15 and more.
  • Entrust BNP Paribas Asset Management with the management of your investment.
  • Combine this investment with a life insurance coverage
  • Choose how to receive the payment amount at maturity 

In brief:

  • Experienced managers
  • 10-year and maturity reward
  • Flexible options 

The Full Capital Plan Shield in detail:

  • Invest, through the Full Capital Plan Shield, in Mutual Funds aiming at achieving (without this being guaranteed) 80% protection of the highest assets’ net value achieved through the investment, as of 1st of July 2022 and onwards.
  • Benefit from the “Decade reward” and receive an additional 1.5% on the value of the premium investment account.
  • Enjoy additional benefit from the “Maturity reward” which is paid at maturity and provides you with an additional 2% on the value of the premium investment account (provided that the plan's duration is from 15 up to 20 years).
  • Choose how to receive the payment amount at maturity.
  • Protect your family through life insurance coverage.  
  • Cover future needs, such as your pension or your children’s education expenses.

 

UCITS DO NOT HAVE GUARANTEED RETURNS AND PAST PERFORMANCES DO NOT ENSURE FUTURE ONES.

Please note that this product is not registered under the relevant US legislation (U.S. Securities Act 1933) and is not available to natural or legal persons who are U.S. Citizens.

 
 

 

 More specifically, the amount at maturity is paid either as a one-time sum or in installments (fixed income or lifetime pension). In the case of a lump-sum payment, the current value (number of shares x net share price) of the Premium Investment Account is paid.

Specifically, you can set the desired duration anywhere between 10 and 20 years, provided that the sum of the age of the insured at the beginning of the program and the duration of the insurance is not less than 18 years and does not exceed 75 years. 

Specifically, the Full Capital Plan is an insurance-based, unit-linked investment plan with a one-off insurance premium payment. This means that you can choose the insurance premium you would like to pay, with a minimum of €5.000.


In the following documents you will find all the information you may need.

Key Information Document - Full Capital Plan
Insurance intermediary general information form
Pre-contractual information - Full Capital Plan 
 
Important notes:
The information above is purely informative and does not replace the pre-contractual information provided under current legislation or the insurance contract and its general and specific terms. Complete pre-contractual and contractual information for these specific products is available at NBG's branch network.
The insurance plans have been set up by Ethniki General Insurance and are distributed by the branch network of National Bank of Greece SA, 86 Eolou Street, 10559 Athens, Company Reg. No.: 311481, www.nbg.gr. For more information, click here. The distribution of the insurance plans is provided only by qualified NBG staff certified to provide insurance intermediation services. The Bank is registered with the Special Register of Athens Chamber of Tradesmen under Reg. No. 1028 as an insurance agent. The Special Register data are published on the electronic platform "Single Information Point for Active Insurance Intermediaries", where you can verify the registration at the Special Register.

 

Any questions?

You can choose the investment premium. The minimum allowable amount is € 5,000. 

In the event of death of the insured person before the maturity of the plan, the beneficiary(-ies) will receive one of the two following amounts, whichever is higher: 

  • The value of the premium investment account or
  • The amount of the investment premium that has already been paid. 
 
When the plan reaches maturity, you will receive the total amount of the Premium Investment Account that has been accrued, either as a lump sum or in the form of monthly payments, depending on your needs at that time. Additionally, you will receive the “Decade reward” as well as the “Maturity reward” for plans with duration exceeding 15 years.

What supporting documents do I need?

  • Identity card or passport
    Your ID card or passport must be valid. Tell me more
  • Income Tax Clearance Certificate
    The income tax slip clearance certificate of the last two years.
  • NBG Deposit Account
    The details of your NBG deposit account. If you don't have an account with us already, it is very easy to open one online or at one of your Branches.
  • Utility bill
    We will need a recent utility bill (for example electricity, telephone, water).

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