Time Deposit Accounts in Euro

You can securely place your money, choose the investment durationand get higher return and flexibility according to your choices.

Specifically, you can:

Select duration and way of return
Get instant updates on balance and transactions
Open a time deposit account at any of our branches
Pay off early and in full the deposit at one of our branches

In brief:

Automatic renewal
Flexible investment duration
Guaranteed return

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Time Deposit accounts in detail

Time Deposit account features

You get security for your money and high returns.

Specifically, you get:

The option to select the duration of the deposit from 1 to 365 days
A fixed rate that depends on the amount of capital and duration of the deposit
A fixed rate for the duration of the deposit, protecting it against any possible decrease in interest rates.
The option to an automatic renewal
Automatic transfer of interest to a linked deposit account of your choice
The option to make an additional deposit at the end of the deposit term
The option to add beneficiaries (individuals) without the requirement to pay off of the time deposit account and open a new one
The option for deposit concession in case of granting a loan or in an IPO participation
Nominal deposit slip
No maintenance fees
Service at any NBG Branch

See also the contract and the pre-contractual information.

Balance and activity

You receive detailed information about the activity of your account.

Specifically, you can:

Get free monthly i-statements detailing all time deposit account transactions via Internet Baking.
Get updates regarding the transactions during the last quarter through Internet Banking and Phone Banking.

Initial deposit

The minimum initial deposit for opening the account is €3.000.

Changes in your personal details

You can change your personal details.

If you change your home address, contact details, etc., you need to notify us at an NBG Branch. Regarding the documents you need to submit, please refer to the document "Have you introduced yourselves? If not ...do it now".

Interest rates

You can find all the information you need about interest rates at any NBG branch.

More digital capabilities for you

Download the NBG Mobile Banking app

The NBG Mobile app gives you a host of benefits, from bill payments and shopping to transactions and managing your housing loan. Download the app to your iPhone or Android and simplify your transactions.

Do you want more information?

Is there a minimum initial deposit for opening a time deposit account?

Yes, the minimum initial deposit for opening the account is €3.000.

Can I increase the deposit amount in the future?

Yes, you can make an additional deposit at the end of the deposit term

Can I withdraw all my money if necessary?

Yes, provided you pay off your time deposit account earlier and in full, incurring the relevant charge, via Internet or Mobile Banking or at an NBG Branch.

What is the duration of the account?

You can choose the duration of the account.

How can I renew my account?

The account is renewed automatically.

What supporting documents do I need?

Identity card or passport
Your ID card or passport must be valid.
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Income Tax Clearance Certificate
The latest Income Tax Slip Clearance Certificate on Taxisnet.
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Utility bill
We will need a recent utility bill (for example electricity, telephone, water).
Proof of occupation
Your employer's certificate and/or copy of your latest salary statement if you’re employed in the private sector. Υour latest pension payment slip if you are a pensioner, and a document evidencing your VAT status if you’re a freelancer/sole proprietor.