You can invest the amount of your choice in a contemporary option, with a one-off premium payment, aiming to achieve long-term returns in order to cover future needs such as pensions, children’s education expenses or professional obligations.

Specifically, you can:  

  • Choose the duration you want, from 10 to 20 years, provided that the sum of the age of the insured person at the beginning of the program and the duration of the insurance is not less than 18 years, and does not exceed 75 years.
  • Choose your investment premium, with a minimum of €5.000
  • Entrust BNP Paribas Asset Management with the management of your investment
  • Choose how to receive the payment amount at maturity
  • Combine this investment with a life insurance coverage
  • Get rewards at your investment’s 10-year anniversary with an additional 1.5% on the value of the investment account, and at maturity with 2%, provided its duration is from 15 years and over

In brief:

  • Experienced managers
  • 10-year and maturity reward
  • Flexible options 
Go For More

Go For More: earn points, earn euros!

Transactions with your credit card, payment of your bills, insurance of your vehicle, consistent repayment of your loan installments, purchases at the partner businesses with your debit or prepaid card, and much more. These are all ways in which you earn points and redeem them in more than 7,500 partner businesses throughout Greece. This way you pay less or not at all!
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The Full Capital Plan in detail

Specifically, you get a contemporary unit-linked insurance/investment product, distributed by the bank and affiliated with BNP Paribas Asset Management investment funds. This allows you to:  

  • Invest in an one-time sum, aiming for long-term returns
  • Cover future needs, such as your pension or your children’s education expenses.

It is useful to know that, as with any investment, this investment entails some risks, as there can be negative fluctuations in the prices of the share funds with which this product is linked.  


Please note that this product is not registered under the relevant US legislation (U.S. Securities Act 1933) and is not available to natural or legal persons who are U.S. Citizens. 

You can choose the way you want to receive the amount at maturity. More specifically, the amount at maturity is paid either as an one-time sum or in installments (fixed income or lifetime pension). In the case of a lump sum payment, the current value (number of shares x net share price) of the Premium Investment Account is paid.

Specifically, you can set the desired duration anywhere between 10 and 20 years, provided that the sum of the age of the insured at the beginning of the program and the duration of the insurance is not less than 18 years and does not exceed 75 years.

Specifically, the Full Capital Plan is an insurance-based, unit-linked investment plan with a one-off insurance premium payment. This way, you can choose the insurance premium you would like to pay, with a minimum of €5.000.

In the following documents you will find all the information you may need.


The information above is purely informative and does not replace the pre-contractual information provided under current legislation or the insurance contract and its general and specific terms. Complete pre-contractual and contractual information for the specific product is available at NBG's branch network. 

The insurance plans have been set up by Ethniki General Insurance and are distributed by the branch network of National Bank of Greece SA, 86 Aiolou Street, 10559 Athens, Company Reg. No.: 311481. For more information click here

The distribution of the insurance plans is only provided by qualified NBG staff certified to provide insurance intermediation services. The Bank is registered with the Special Register of Athens Chamber of Tradesmen under Reg. No. 1028 as an insurance agent. The Special Register data are published on the electronic platform "Single Information Point for Active Insurance Intermediaries" (»), where you can verify the registration at the Special Register.

See the price list and interest rates in detail.

More digital capabilities for you

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The NBG Mobile app gives you a host of benefits, from bill payments and shopping to transactions and managing your housing loan. Download the app to your iPhone or Android and simplify your transactions.
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Do you want more information?

You can choose the investment premium. The minimum allowable amount is € 5,000.
You can offer the Full Capital Plan to anyone you wish to support financially, such as your child, by naming them as the insured person and beneficiary, even at 30 days old, while you undertake the responsibility to make the payments as the policyholder. 
You can fully or partially redeem the plan 3 months after the policy’s effective date, always in accordance with the plan's terms and conditions.
You can visit an NBG branch and get all the information you need.

In the event of death of the insured person before the maturity of the plan, the beneficiary (ies) will receive one of the two following amounts, whichever is higher:

  • The value of the premium investment account or 
  • The amount of the investment premium that has already been paid.  
When the plan reaches maturity, you will receive the total amount of the Premium Investment Account that has been accrued, either as a lump sum or in the form of monthly payments, depending on your needs at that time. Additionally, you will receive the “Decade reward” as an additional percentage of the Investment Account at the 10-year anniversary of the plan. In the event you have set the plan’s duration to more than 15 years, you will receive one more reward, the “Maturity reward”.

What supporting documents do I need?

  • Identity card or passport
    Your ID card or passport must be valid, in Greek and printed format.
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  • Income Tax Clearance Certificate
    The latest Income Tax Slip Clearance Certificate on Taxisnet.
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  • Proof of occupation
    Your employer's certificate and/or copy of your latest salary statement if you’re employed in the private sector. Υour latest pension payment slip if you are a pensioner, and a document evidencing your VAT status if you’re a freelancer/sole proprietor.
  • Utility bill
    We will need a recent utility bill (for example electricity, telephone, water).

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