
Here at NBG we participate in the co-funded "My Home II" Program of the Recovery Fund, which provides low-interest loans to young people or couples aged 25-50 in order to acquire their first home.
With the "My House II" Program, you can acquire your own home with co-financing of up to 90% of its value and on particularly favourable terms, provided that you meet the criteria set by legislation and relevant provisions.
Specifically, you can get:
- Loan up to 90% of the value of the property, with a maximum amount of €190,000.
- Repayment term from 3 to 30 years
- Interest-free financing for 50% of the loan amount financed by the RRF
- Interest subsidy of 50% on the remaining loan amount financed by the Bank for families with three or more children, as well as for families with two children acquiring their first residence in the municipalities of Orestiada or Soufli or Didymoteicho of the Regional Unit of Evros.
- No one-off loan review and disbursement fees
Additional benefits-privileges NBG offers you:
- Exemption from legal and technical review fees, if the application for the Program is made by 30/04/2025
- Additional financing through:
- EXPRESS personal loan, through the branch network, with exemption from the one-off charge and reduced interest rate (by 2 points)
- ESTIA RENOVATION with exemption from the one-off charge and reduced interest rate (by 1 point)
- Green Loan with EIF guarantee" with exemption from the one-off charge
- Double Go For More reward points for each timely repayment of the monthly instalment.
- Free provision of insurance coverage for the insured contents (without cover for earthquake) for the 1st year with every new borrower's Home Insurance (against fire-earthquake) and Life Insurance, by Ethniki Insurance
- Acquisition of Credit Card without any additional documents.
In addition, to create the home of your dreams faster and more economically, if you’re a beneficiary of the Program and have chosen NBG for your mortgage loan, you can also benefit from the following offers:
- 10% discount on bedroom items at IKEA physical stores and in the Bedroom category at IKEA e-shop. The discount is provided in the form of an electronic code that you’ll receive via e-mail or Viber/SMS within 15 days of the disbursement of your loan. Below you can find more information.
- 10% discount on large household appliances at Plaisio physical stores and Plaisio.gr. The discount is provided in the form of an electronic code which you’ll receive via e-mail or Viber/SMS within 15 days of disbursement of your loan. Below you can find more information.
You can also get a specially designed consumer loan of up to €1000 for purchases through IKEA or Plaisio e-shops / stores*. Within 15 days of disbursement of your loan under the Program, you’ll be notified via email or Viber/SMS about the activation of the option to apply for the consumer loan and you’ll receive the discount in the form of an electronic code.
*Terms and conditions apply (relevant information can be found at plaisio.gr or ikea.gr or at Plaisio and IKEA stores, as soon as the availability of this funding program is activated).
"To Spiti mou II" managed by Hellenic Development Bank S.A. is implemented under the Loan Programme of the Recovery and Resilience Fund with the financing of the European Union-NextGenerationEU. The program is co-financed at 50% by the Recovery and Resilience Fund under Law 4820/2021 (Government Gazette 197) and Joint Ministerial Decision 189973/2024 (Government Gazette 6894/B/2024).