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Credit Card Charges update and modification

For your further information, please find hereinbelow the term regarding the repayment method of your debt:

The minimum monthly instalment is equal to 2% on the sum of the principal and interest thereon, plus expenses, with the minimum monthly payment being €10. The relevant minimum instalment amount is rounded to the nearest amount of 5€. Each payment is calculated on the basis of the following order of components: any fees whatsoever, interest charges, and then the principal (on the basis of the following order of amounts deriving from a transfer of balance, from purchases and finally from cash withdrawals) which correspond to the oldest instalment per category.

 

 As of 01/10/2021 Credit Card Charges will apply as follows:
        
      For credit cards of individuals and Legal entities
  • Card reissuance costs: €6
  • Currency conversion charges: 2% on the transaction amount, with a minimum of €1
  • charges for cash withdrawals at ATMs and the Branch network of other banks within the Euro area: €2
  • charges for cash withdrawals at ATMs and the Branch network of other banks outside the Euro area: €3

 

       Furthermore, for credit cards of Legal Entities

  • One-off charge for credit limit overreach: 5%* with a minimum of €5

 (*) Credit limit overreach: The percentage is calculated on the amount by which the credit limit is overreached.