Working capital limits

You can cover the short-term needs of your business through revolving credit.

The product at a glance

Purpose of funding

We provide you with the necessary working capital for your business to enable you to provide more credit to your customers or pay your suppliers on time. 

Amount of funding

The amount depends on the needs of your business and is finalized after an assessment of your financial data. 

Method of repayment

You can repay the capital at regular intervals or periods adapted to your company's business cycle. 

Detailed information

You can finance your working capital needs:

- Either through open accounts
- Either against receivables so that you can convert your business assets, such as customer checks and sales invoices on credit, into cash.

The product gives you the flexibility to adapt the use of the working capital limit to your company's trading cycle, with the possibility to reallocate the capital repaid within the limit's validity period. 

 
Up to one (1) year with the possibility of renewal.
The product is disbursed every six months at a variable interest rate, determined by the base rate for working capital.
The usual collateral and security (pledge of checks/counterclaims, guarantee of individuals, collateral security, etc.) are taken.
For the movement of your account, an informative statement is sent quarterly, free of charge.
To find out about the costs of the product click here.

Working capital in 3 steps

Step 1: Apply at any NBG Branch.
You can visit one of our branches to find out about the financing that suits your needs, provide the necessary documents and submit your application.
Step 2: We assess your application
After studying your documents, we will carry out a credit check for your business.
Step 3: We disburse your funding
If your application is approved, you will need to visit the branch to sign the financing contract. Immediately after signing the financing agreement, the approved amount is disbursed to your NBG current account.

Discover more financing solutions

Get access to more financing solutions for your business, such as Leasing.

Learn more

Digital Banking is now simpler than ever

Download the Mobile app now

Manage your accounts and cards easily, quickly and safely using our app.  Keep on top of your finances, take advantage of smart alerts and a host of online options such as getting accounts, cards, insurance products or an Express loan.
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Your Business Advisor will propose ideas and provide you with guidance on the options that best suit your needs. With their direct support and specialized knowledge, you can define your goals and set up the right plan to achieve them.
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