Value Salary Account

Make your life simple while enjoying a host of benefits.

With Salary Value you can simplify your daily tasks by choosing the type of account you prefer, for a fixed monthly fee of just €2. 

Specifically you can: 


  • Pay 3 utility bills such as energy, water and telephony via Internet or Mobile Banking or by standing order. per month free of charge
  • Get instant alerts about your accounts and cards activity
  • Get a Reward loan at a discounted rate
  • Get a housing loan on preferential terms
  • Get credit cards with discounted interest rates
  • Get coverage of hospital and outpatient care from an accident, from Ethniki General Insurance

In brief:

  • Proactive Health Check-up Insurance Plan 
  • free payment of bills  
  • Get a Reward loan at a discounted rate
  • Get a housing loan on preferential terms
  • favorable alerting package for your card and account activity 
You too can get your own Salary Value Account

Earn more go4more points

Reward yourself for each and every transaction with the Bank. Carry out all transactions through your account and earn even more go4more points. Find out how.
Learn more

Salary Value – a closer look

You can choose between a savings or current account. 

In addition you get: 

  • A chequebook for current accounts subject to eligibility criteria. 
  • An overdraft facility for current accounts. 
  • Interest compounded per semester. 
  • Returns on even the very first euro deposited. 
  • The option to open your account with no minimum initial deposit requirement 
  • Access to NBG’s services, including i-bank cards, loans and investment products. 
  • Automatic deposit of payroll or pension. 
  • Favorable interest rate as compared to the standard savings/current account rate. 
  • A pre-contractual information form  that includes all the information you need relating to your account. 

You can monitor the activity of your account. 

Specifically, for savings accounts, you can update your passbook, free of charge, at any NBG branch or view the activity of your account via Internet Banking (monthly i-statement). For current accounts: 

  • you can get detailed account statements via Internet Banking (monthly i-statement), free of charge. 
  • you can have quarterly detailed account statements sent to your contact address, free of charge 
  • you can get monthly detailed account statements at your NBG branch, free of charge, or sent to your contact address, subject to charges, currently €0.90/month. 
  • you can get daily statements issued at your branch, subject to charges, currently €15/month. 

Enjoy security and flexibility in your transactions 

Carry out your everyday transactions at any NBG branch or via i-bank: 

  • Cash Withdrawals: at NBG Branches or i-bank ATMs using your debit card. 
  • Deposits: at NBG branches or APS center and i-bank ATMs. 
  • Payments and money transfers: arrange for standing orders and carry out money transfers by directly debiting your account at NBG branches or via Internet, Mobile and Phone Banking and ATMs. 
  • Chequebook for current accounts: apply for a chequebook at the branch where the account is held or via Internet and Phone Banking. 
You can take advantage of the annual check-up plan and coverage of your medical expenses by Ethniki Insurance. 

Specifically you are entitled to: 
  • An annual check-up including a General Blood Test, Glucose, Cholesterol, HDL, LDL and Atherogenic counts.
  • Medical expenses in case of an accident, for up to €500 per insurance year.
  • Further additional benefits offered by partner diagnostic centers at special discount.

The cover plan applies on condition that:

  • The principal beneficiary is an adult over the age of 18.
  • The plan's commencement date is the date that the account was opened.
  • In year one, you can carry out health tests and take advantage of additional benefits after the lapse of 180 days as of the Insurance Start Date.
  • If you switch from Salary Value account to another deposit account within 30 days, then the said period of 180 days shall count as of the initial insurance start date. If not, then it shall be deemed as a new insurance plan and accordingly, the said period of 180 days shall count as of the day the new account was opened.

The insurance plans are designed by Ethniki Insurance and sold through National Bank of Greece S.A., Aiolou 86, 10559 Athens, Company Reg. No. 311481. Insurance plans are sold only by Bank staff who are certified insurance intermediaries. The Bank is registered with the Special Register of Athens Chamber of Tradesmen under Reg. No.1028 as an insurance agent. The Special Registry’s data are available through the online platform “Point of Single Contact (ESIP)” of Active Insurance Intermediaries, via which you can verify the registration with the Special Registry.

You can access liquidity to cover unexpected needs through an overdraft facility on your current account. 

Specifically you can: 

  • get approval for an overdraft limit equal to up to 5 monthly salaries, maximum €10,000. 
  • pay the first €150, interest free and get a discount of 1% on the applicable interest rate. 
  • for new overdraft facility applications, you can benefit from an even more favorable interest rate, i.e. ECB rate +8% for the first year. 

More digital capabilities for you

Download the NBG Mobile Banking app

The NBG Mobile app gives you a host of benefits, from bill payments and shopping to transactions and managing your housing loan. Download the app to your iPhone or Android and simplify your transactions.
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Download the NBG Mobile Banking app

Do you want more information?

Your account will be converted to a standard savings or current account, depending on the type of account.
Yes, you can convert any savings or current account into a Salary Value account.
Yes, there are no restrictions.

What supporting documents do I need?

  • Identity card or passport
    Your ID card or passport must be valid. Tell me more
  • Proof of current home address
    This can be a recent utility bill or other document evidencing your home address.
  • Income Tax Clearance Certificate
    The income tax slip clearance certificate of the last two years.
  • Phone bill
    A recent landline telephone bill from your service provider.

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