Lump-sum working capital

Cover the more permanent working capital needs of your business.

Enhance the liquidity of your business

Purpose of funding

We cover the one-off needs of your business with a product that has a one-off disbursement and a predetermined repayment plan. It is an ideal lending tool for new businesses.

Amount of funding

The amount depends on your business’s needs and is finalized after an assessment of your financial data.

Method of repayment:

The product is repaid in monthly or quarterly installments, while the interest is paid every six months.
Testimonial Card 1

NBG's digital transformation always takes mature and stable steps. This way it becomes a catalyst for us, aiding our operations.
Gianna Ioannidou
Managing Director at All Web Solution SA

Detailed information

The loan duration is up to 5 years and, if needed, it can be extended to 7 years.

When submitting your application, you will need to pay the loan pre-approval fee of €100 (except for the implementation of investment projects).

Upon implementation of the decision, the following amounts are collected for financing:  

up to €30,000: a fixed fee of €350 
from €30,001 to €50,000: a fixed fee of €550  
from €50,001 to €100,000: €650 fixed fee  
between €100,001 and €500,000: €1,050 fixed fee  
from €500,001 and above: €1,550 fee 

For loans with a term of up to one (1) year, 50% of the above costs are collected.

To check your expenses, click here.

The loan’s interest rate is determined according to the creditworthiness of your business and following our credit policy.
The usual debt and collateral security are required such as: pledging of deposits, pledges of checks/currency, collateral security, VAT guarantees, etc.

Lump-sum loan in 3 steps

Step 1: Apply at any NBG Branch.
The first step is to visit a branch to get information, provide the necessary documents and submit your application.
Step 2: We assess your application
After studying your documents, we will carry out a credit check for your business.
Step 3: We disburse your funding
If your application is approved, you will need to visit your partner branch to sign the financing agreement. Immediately after signing the funding agreement, the approved amount is disbursed to your NBG current account.

Discover more financing solutions

Get access to more financing solutions for your business, such as Leasing.

Learn more

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