Overdraft working capital

Cover the liquidity needs of your business with cash.

The product at a glance

Purpose of funding

To enhance the liquidity of your business, we offer you easy access to cash with an overdraft limit linked to your current account, through which your transactions are carried out.

Amount of funding

It can cover 100% of your working capital financing needs with a minimum amount of €10.000.

Method of repayment

The capital is repaid according to your liquidity within the duration of the limit. You are only obliged to pay the semi-annual interest. 
Testimonial Card 1

NBG's digital transformation always takes mature and stable steps. This way it becomes a catalyst for us, aiding our operations.
Gianna Ioannidou
Managing Director at All Web Solution SA

Detailed information

The amount is finalized based on an assessment of the company's financial data. 
Up to one (1) year with the possibility of renewal.
For the movement of your account, an informative statement is sent quarterly, free of charge.
The usual collateral and security (guarantee of individuals, collateral security, cash collateral, etc.) are required.
To check your expenses, click here

Overdraft Loan in 3 steps

Step 1: Make your application in a branch
The first step is to visit a branch to get information, provide the necessary documents and submit your application. 
Step 2: We assess your application

After studying your documents, we will carry out a credit check for your business.

Step 3: We disburse your funding
If your application is approved, you will need to visit your partner branch to sign the financing agreement. Immediately after signing the funding agreement, the approved amount is disbursed to your NBG current account.

Discover more financing solutions

Get access to more financing solutions for your business, such as Leasing.

Learn more

Digital Banking is now simpler than ever

Download the Mobile app now

Manage your accounts and cards easily, quickly and safely using our app.  Keep on top of your finances, take advantage of smart alerts and a host of online options such as getting accounts, cards, insurance products or an Express loan.
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Your Business Advisor is waiting for you

Your Business Advisor will propose ideas and provide you with guidance on the options that best suit your needs. With their direct support and specialized knowledge, you can define your goals and set up the right plan to achieve them.
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We are always ready to respond to your requests for information or to answer your questions about our products and services.

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Please complete the following details so we can provide you the information you need. In case of fraud, please contact our call center directly at 210 484 8484.
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