EXPRESS Business Loan

You can quickly and easily get the first business loan that is available entirely online.

The product at a glance

Purpose of funding

This is a working capital product with which you can boost the liquidity of your business. It operates with an overdraft limit linked to the company's current account through which your transactions are carried out.

Amount of funding :

From €6.000 to €35.000.

Method of repayment:

Each month you pay only interest (minimum payment of €50) and the capital is repaid, within the financing limit, according to the needs of your business.

You can complete the whole process online

You just need to have Digital Banking credentials for your business, to get a business loan from €6,000 to €35,000 for a year without even visiting an NBG branch.

Loan amount from €6,000 to €35,000

Only pay interest every month

Loan repayment dependent on liquidity

Loan amount from €6,000 to €35,000

Only pay interest every month

Loan repayment dependent on liquidity

EXPRESS Business Loan in 3 steps

Step 1: Apply online with your Digital Banking codes

The first step is to log in to your Digital Banking account in the Loans section and submit your application for the Express Business Loan product. Attach the necessary documentation as requested through Digital Banking and submit your application.

Step 2: We assess your application

After studying your documents, we will carry out a credit check for your business.

Step 3: We disburse your funding

If your application is approved, you will need to log in with your Digital Banking credentials to sign the financing contract. Immediately after signing the funding agreement, the approved amount is available for use through your current account with NBG.

Digital Banking on your computer, tablet, and mobile

With one application, you have a host of benefits.

I can carry out my business’s transactions, wherever I am

I don't waste time visiting the bank

I can view my business account statements 24/7

I have a full picture of my business’s banking products

I manage my business’s finances at a glance

I have instant access to my business’s income and outflows

Enter the world of Digital Banking today

Get access codes for your business from your computer, easily, quickly, and safely.

Do you want more information?

Do I need to visit a store to get it?

It's the first loan you can get fully digitally, from application to disbursement * terms and conditions apply.

What fees will I have to pay and when will they be charged?

The costs you will need to pay are €150 on an annual basis. The fees will be charged for the first time to the account in the month in which the account is debited and then on each anniversary of the account opening, regardless of whether there is a debit balance.

How much can I get?

Up to €35.000.

How will I be updated on my account?

For the movement of the company's account, a monthly statement is issued which is provided free of charge.

Do I need collateral to get this loan?

Only collateral is required. If you are a legal person submitting the application, then one of the company's proprietors should participate as a guarantor. Note that the company's proprietor must have at least a 20% share in the company's ownership.