Επισκόπηση Τραπεζικών Συστημάτων ΝΑΕ-5 έτους 2022 & Προοπτικές

2022 Overview
Outlook 
Banking Underpenetration in SEE-5
General Information

 Key Takeaways:

• SEE-5 banks’ operating environment improved in 2022, despite headwinds
• Amid rising interest rates, SEE-5 banks saw their profits surge, continuing to outperform their EU peers
• Against the backdrop of still high inflation, slowing -- but healthy -- economic growth and tightening financing conditions, SEE-5 banks’ profitability should come under (modest) pressure in 2023
• SEE-5 banks’ strong fundamentals limit downside risks
• Banking penetration in SEE-5 is low, in line with the region’s lagging income, suggesting that there is scope for further (strong) expansion