Your financing amount starts from €10,000 up to 100% of the purchase price as per the purchase contract or the cost of works. 

Factors such as the value of the mortgaged property and the amount you can repay every month based on your income and your other obligations are taken into account when the loan amount is calculated. 

So you should know that especially in the case of a property purchase, you will need to provide part of the purchase price from your own funds. To get a rough idea of the amount you can be financed with, you can use the Housing Loan Calculator and work out the loan that meets your needs.

Your monthly amortization instalments begin one month after the date of the loan's first disbursement. You pay your instalment on the same day every month automatically through the account you already hold or will open with NBG.

A statement is sent to you every month to keep you duly updated on your loan’s remaining instalments, interest rate, outstanding principal etc. Moreover, if you're a Digital Banking user, you can sign up for the i-bank statements service and receive e-mail alerts regarding the issuance of your loan statements.

Yes, you can make early full or partial repayment of your loan, free of charge.

Depending on the product you choose, the interest rate can be fixed, floating or a combination of both. You can find all the details regarding the rates and charges for loans here.  

Please note that the interest rate is calculated when your application is assessed, taking into account factors such as the purpose of the loan, the value of the mortgaged property and your credit score.