Credit Card Balance Transfer Program

The balance transfer program allows you to transfer your credit cards balance, third-party banks, to your NBG credit card and repay it under privileged terms.

More specifically, you can:

Benefit from a fixed transfer rate of 9.90%*, till full repayment of the balance transferred.
Manage your finances smartly, by bringing all your debts together in a single bill, having a single due date and a lower monthly installment.
Transfer your credit cards balance to your NBG card**, quickly and easily via Internet Banking and via NBG branches.
Access the extra benefits offered by the new generation NBG credit cards.

* Example of a Total Annual Percentage Rate (ARP) 9.54% for a nominal interest rate 9.90%, plus 0.6% levy of the L. 128/75, subscription fee of 12€, calculated for transferring a balance of 3,000€, with repayment in 12 monthly installments. It is clarified that the SEPPE mentioned above is mentioned solely for the sake of giving an example and only arises on the condition that the above-mentioned data will be available. Plus, the levy of Law 128/75 (0.6% annually).

**Applicable to all the Silver, Gold, Black, Dual (in case you have activate the credit functionality of the card), Classic Mastercard, Classic Visa, Gold Mastercard, Platinum Mastercard, My club Visa Ιaso and Toyota Visa credit cards.

In brief:

Low monthly installment
Privileged interest rate
A single due date

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Do you want more information?

Can I transfer my debit balance from credit cards issued by other banks to my NBG credit card?

Yes, it is possible to transfer your debit balance from other banks' credit cards, either to an existing NBG credit card or any other card you may choose to acquire. However, said sum should not be higher than your available credit line.

Which channels allow me to do so?

The balance transfer option to NBG credit cards is offered through Internet Banking and through NBG branches.

What do I have to do in order to transfer my balance?

In order to transfer your balance, you have submit the last two monthly bills of the credit card issued by another bank, whose balance you wish to transfer.

Can I transfer a debit balance from one NBG card to another or from business cards issued by other banks?

It is not possible to transfer debit balances in between NBG cards (e.g. from an NBG Mastercard to an NBG Visa) or from business cards of other banks.

Which NBG cards participate in the balance transfer program?

All NBG credit cards participate in the balance transfer program.

The balance transfer program in a few steps.

Log in at the Internet Banking (Login for individuals) and go at the section “CARDS”.

Choose “Transfer now” at the banner that appears with the details of your card.

Submit your application. Confirm the application’s main details, attach the necessary documents, accept the terms and conditions and submit your application.

The process is completed. Your application is reviewed immediately by the bank and upon its approval your request is completed.

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