Do you wish to reduce your ecological footprint in your daily life?


NBG's Green Loan is designed to contribute to energy saving and ecological upgrading, giving customers the opportunity to participate actively in the protection of the environment while substantially improving their living conditions.


By opting for the Green Loan you enjoy:

  • financing option of up to 100% of the expenses related to the purchase of eco-friendly products and services
  • an especially privileged floating interest rate
  • long repayment term


So, why wait? Reap the financial benefits and act ecologically!

For further information see Details.


To meet the costs for:

  • the energy upgrade of your home with eco-friendly products and services, such as:
    • installation of a green roof
    • replacement of old central-heating boiler and/or water heater
    • installation of natural gas supply
    • installation of thermal insulation on walls and roofs
    • replacement of window frames and panels
    • installation of a bio waste treatment unit
    • construction of rainwater collectors
    • installation of solar heating system
    • use of Α+ energy efficient electrical appliances
    • installation of cooling systems (floor cooling, fan coils) and sun shade systems
    • installation of geothermal systems
    • installation of wind energy systems
    • installation of photovoltaic systems
  • purchase of a new hybrid-technology car
  • purchase of a new electric vehicle (car, motorbike, bicycle or scooter).



Individuals, with permanent residence and personal income subject to taxation in Greece.


Loan amount

Up to 100% of the expenses relating to the purpose of the loan, > €2,000 up to €30,000.


Loan term

Depending on the loan amount, as follows:

Loan amount Loan term
€6,000 from 12 to 48 months
€6,001 - €15,000 from 12 to 72 months
> €15,000
from 12 to 84 months



GREEN LOAN is repaid in monthly amortization installments, through automatic debit of a deposit account in your name.


Payment Protection Program

The Payment Protection Program provides you with a fixed monthly amount so that you can continue to repay your loan instalments regularly in the event that you're temporarily unable to work, in the following cases:

  • If you work in the private sector as a salaried employee under an indefinite term employment contract, the program covers you in case of involuntary unemployment or temporary inability to work due to illness or accident.
  • If you're a public sector employee, temporarily employed or freelance professional, the program covers you in the event of hospitalization or temporary inability to work due to illness or accident.

In addition, it ensures full repayment of the outstanding principal of your loan (up to a maximum amount depending on its term) in the event of death from any cause or total permanent disability due to accident.

To enjoy the said security at particularly low cost and with quick procedures, simply choose to join the Payment Protection Program when you submit your loan application.


Interest rate - Charges

For information on interest rates and/or charges relating to the product click here.


Total Annual Real Charge (TARC)

For information on the TARC click here​.

Apply today for your loan, by visiting your nearest NBG Branch.


Basic documentation required:

  • Valid Identity Card or Passport
  • Υour latest tax clearance certificate
  • Vouchers, pro-forma invoices or a formal offer from a merchant evidencing the nature of the work to be done, and the cost and type of products to be bought.


Along with the above documentation, you may be required to submit further documents, if necessary.


After submitting your application, we will contact you to inform you of the outcome. If your application is approved, you will be asked to visit your Branch and sign the contract.


For further information visit one of our Branches or dial +30 210 48 48 484.

Payment of your loan instalments

The loan instalments are debited automatically to your deposit account held with NBG which you stated for the collection of instalments.



To keep you duly updated, NBG sends you a statement of account periodically, containing information on your loan and the amount of the following monthly instalments.


Late receipt of loan statement

The loan statement will be sent periodically to the address you’ve given us. If for any reason beyond the Bank’s control the statement is not delivered to you, the instalment will nevertheless still be due for collection, as required under the loan contract.

For more information, visit your Branch.


Late payment of loan installment

You must endeavour to settle your dues as soon as possible.

Failure to pay an installment incurs default interest for the period it remains in arrears, while it is also taken to indicate transactional delinquency. In addition, your loan contract may stipulate further penalties.


Change of deposit account used to service the loan

To change the deposit account which is linked to your loan visit an NBG Branch and indicate the account you wish the instalments of your loan to be debited to.


Interest rate changes

The interest rate on the loan is floating and adjusted on the last working day of each month in line with changes in the 3-month Euribor for interbank deposits in Euro (reference interest rate*), rounded to three (3) decimal places, as it stands two days before the said date.

Specifically for the first instalment the reference rate will apply as determined two business days prior to the first disbursement of the loan.

* if, on the day the rate is determined, the 3-month Euribor for interbank deposits in Euro (reference interest rate), is lower than the current intervention rate of the European Central Bank (ECB) for the Eurosystem's main refinancing operations, then the reference interest rate for the calculation of the said interest rate is the ECB rate applicable on the specific date.


Payment Protection Program

You can enjoy the protection cover offered by the Payment Protection Program, by choosing to sign up for it when applying for the loan.


Early repayment

You can visit the Branch that granted you the loan and pay any amount you wish for partial or total repayment of your loan before its expiry, without any additional charges.


Change of particulars

Please inform us immediately of any change in your personal particulars (home address, contact information etc.) simply by visiting an NBG Branch.

Find out about the required ID verification documents at “Have you introduced yourself? If not… do it now”.