Life Insurance Plans linked to investments - Insurance-based Unit Linked investment product with a lump-sum payment, without guaranteed value at maturity. The program aims at managing your funds through long-term investment in units of the linked investment classes/sub-funds of BNP Paribas Perspectives (2031-2033, 2034-2036, 2037-2039) up to their maturity and thereafter in BNP Paribas Perspectives Court Terme, up to maturity of the Insurance Plan, while at the same time it offers life insurance coverage in the event of the Insuree's death during the validity period of the program. The investment classes/sub-funds are managed by BNP Paribas Asset Management France, a member of the BNP Paribas Group*.
Depending on the selected contract period, the program will be linked to a specific Main Investment Class of the series with the nearest maturity date.
Benefits at maturity
At maturity the amount is paid either as a lump sum or in instalments (fixed income or pension for life). In the case of a lump-sum payment, the beneficiary collects the current value (number of units x net unit price) of the Investment Premium Account.
You can choose the duration of the program, starting from a minimum 10 years, provided that the sum of the Insuree's age at the starting date of the program and the duration of the insurance is not less than 18 and not more than 75 years.
The maximum possible duration of the program is 20 years.
Full Capital Plan is a one-off premium payment insurance-based Unit Linked investment product giving a free choice of investment premium amount with a minimum required investment premium amount of €5.000.
In case of loss of Insuree's life prior to the maturity date of the insurance, either the value of the Investment Premium Account or the total amount of the paid one-off investment premium is paid out, whichever is highest.
* The investment classes/sub-funds of BNP Paribas Perspectives (2031-2033, 2034-2036, 2037-2039) are of the "Life Cycle" type and involve a higher investment risk in the initial few years while aiming for returns. Said risk gradually decreases as the product reaches its maturity, thus preserving as much as possible of the accumulated capital. The Court Terme investment class/sub-fund of BNP Paribas Perspectives entails a stable investment risk profile, renewed on an annual basis. Please note that transferring your investment to the aforesaid investment class/sub-fund does not imply a "risk free" investment.
The information contained herein is purely informative and does not replace neither the pre-contractual information, as stipulated in the current applicable legislation, nor the insurance contract and its general and special terms. You can find the pre-contractual information here . Learn more about the insurance plan's features, coverages, detailed terms, conditions and exceptions, from our qualified NBG staff, at any of our NBG Branches.
The insurance plans are designed by Ethniki General Insurance and distributed through the branch network of National Bank of Greece S.A., Aiolou 86, 10559 Athens, Company Reg. No.: 311481.
The distribution of the insurance plans is only conducted by qualified NBG staff, certified in insurance intermediation services. The Bank is registered with the Special Register of Athens Chamber of Tradesmen under Reg. No. 1028 as an insurance agent. The Special Registry's data are available through the online platform "Point of Single Contact (ESIP)" of Active Insurance Intermediaries, via which you can verify the registration with the Special Registry. ESIP website: http://insuranceregistry.uhc.gr/.
The product is not registered according to the U.S. Legislation (U.S. Securities Act 1933) and is not available to individuals and legal persons marked as U.S. Persons.
UCITS DO NOT HAVE GUARANTEED RETURN AND PAST PERFORMANCE DOES NOT GUARANTEE THE FUTURE RETURNS.