Private car and motorcycle insurance

In cooperation with Ethniki General Insurance, NBG offers you a set of three car and motorcycle insurance plans: 

• Standard – Economy option: Combines obligatory insurance required by law with specific coverage necessary for the protection of the vehicle and the driver him/herself, such as repair of damage caused by an uninsured vehicle, premium guarantee and legal protection.
• Extra –  Extra coverage: At a small additional cost, this package offers all the insurance coverage included in the Standard package plus extra protection from the most common risks, such as theft, fire or natural phenomena, plus protection for the driver in the event of personal accident.
• Privileged –  Full protection: Combines a wide range of cover for the driver and vehicle, even if you are responsible for the accident (Comprehensive insurance).

For further information see Details.

There are three (3) insurance plans available, depending on the type of the vehicle (car or motorcycle) and the coverage provided.

 (*) Coverage is not provided for motorcycles of engine size 125cc and smaller.​

The Standard insurance package is available for cars and motorcycles, while Extra and Privileged insurance packages are only available for cars (Private passenger vehicles). The insurance does not cover rented vehicles for private use. This exception includes all forms of vehicle rental (leasing, long- and short-term rental, etc).

The insurance premium for each plan is related to a set of parameters, including: the use of the vehicle (private road vehicles, moto) engine capacity, KW of power,  vehicle traffic zone, number of seats (only for cars), number of damages, driver's age (<23 years old), driving licence issue date (<1 year), existence of a trailer.

Visit any of our NBG Branches and talk with our specialised advisors to find out more on coverage services provided by each package and select the plan that best meet your needs.

The information contained herein may not be fully up-to-date and accordingly you should consult the relevant information leaflet (under L. 4364/2016), which is available at all NBG branches.  The insurance cover is provided with the mediation of National Bank of Greece SA, Eolou 86, 10232, Company Reg. No.: 311481, Athens and "NBG Bancassurance" Insurance Broker SA, member of the NBG Group, Company Reg. No.: 288616, 24 Stadiou Str, 10564, Athens.

For more information, stop by one of our Branches today!

Basic documentation required:

• Valid Identity Card or Passport
• Copy of the vehicle license

Find out about the ID verification documents required by the current regulatory framework at Have you introduced yourselves? If not ...do it now.​

The product is available subject to current provisions regarding capital controls.

Special features of the plan you’ve selected  

• Immediate issue of the Standard insurance plan contract upon payment of the respective premium.
• Fast and simple pre-insurance control process for the Extra and Privileged insurance plans.
• Flexibility in terms of the duration of the insurance cover with choice of quarterly, 4-month, 6-month or 12-month insurance policy.
• Automatic payment of the premium via standing order for renewal of your insurance contract.
• Payment of insurance premiums for 6-month and 12-month coverage, using NBG credit cards, in up to 12 interest-free installments depending on the duration of the insurance coverage.
• Coordinated response in the event of an accident:
• Accident care
• Local towing services
• Road Assistance (optional coverage)
• Participation  in the Amicable Settlement System: even in the event of third-party liability, compensation is paid by Ethniki General Insurance.
• Coverage of damage to your vehicle caused by an uninsured vehicle and Legal Protection.
• Premium Guarantee: Your insurance premium is protected from increases for up to 2 accidents annually due to own liability.

Frequently asked questions - answers

• How can I pay my car insurance premium for my contract renewal without having to visit the Branch?
  Your insurance contract can be automatically paid via a standing order to NBG. The deposit account you state will be debited with the corresponding amount without you actually having to be present in the Branch. You can also carry out your premium payments via i-bank Internet Banking, Phone Banking, and ATMs using the  Electronic Payment Code quoted in the premium notice of payment.
• Can I pay my car or motorcycle insurance premium in installments?
  Using any NBG credit card, you can pay your vehicle insurance premium in up to 12 interest-free installments for 12-month insurance premiums and up to 6 interest-free installments for 6-month insurance premiums.​
• What must I do in the event of an accident?
  All three insurance plans (Standard, Extra, Privileged) provide coverage within the context of Accident care.  In the event of an accident you should contact the 24/7 customer service line of Ethniki General Insurance immediately once the accident occurs at: 18189 or +30 210 90 99 999.  An Ethniki General Insurance associate will come directly to the scene of the accident and record the circumstances under which the accident took place, take photographs, complete the accident report and make the necessary arrangements for the towing of the vehicle, if necessary.
• If  I don’t contact Accident Care on spot, what should I do in the event of damage?  
  In the event of damage, you will need to contact Ethniki General Insurance at 18189 to receive instructions in order to:  a) arrange an appointment for an expert damage appraisal to be carried out at the auto repair service shop that you have chosen or find out about auto repair service shops that work with Ethniki General Insurance, b) find out about the compensation process, and c) be updated on the precise status of the damage settlement procedure.
• What is the compensation procedure in the event of an accident?
  Following the completion of repair works on your vehicle, you need to send the original invoices by registered mail to Ethniki General Insurance in order to finalize the settlement procedure, unless repair works are carried out by an auto repair shop working with Ethniki General Insurance, in which case the repair cost will be paid directly.
• All three insurance plans (Standard, Extra, Privileged) provide coverage within the context of Premium Guarantee.  What does this coverage include?

  The Premium Guarantee coverage ensures that the insurance category (bonus-malus) will not be notched upwards and the premium will not increase for up to two damage events due to own liability, for every insurance year (irrespective of the duration of the insurance coverage, which can be 12-month, 6-month, 4-month or quarterly). ​

• Am I entitled to a discount on the insurance premium as an NBG customer?
  All three insurance plans are available at favourable prices to a wide range of NBG customers. For further details visit any of our NBG Branches.