We offer a range of six insurance plans, depending on the type of the vehicle (car or motorcycle) and the coverage provided.
The insurance plans are available for cars (private passenger vehicles) and mopeds (≤50cc) / motorcycles (>50cc) (MOTO).
INSURANCE PLANS |
COVERAGE | CLASSIC / AUTO PROTECT CLASSIC | EXTRA / AUTO PROTECT EXTRA | PRIVILEGED / AUTO PROTECT PRIVILEGED |
Civil liability against third parties | √ | √ | √ |
Material damage caused by uninsured vehicles | √ | √ | √ |
Local towing services due to accident (*) | √ | √ | √ |
Premium guarantee | √ | √ | √ |
Accident care | √ | √ | √ |
Legal protection | √ /Optional with Auto Protect Classic | √ | √ |
Insurance against fire | | √ | √ |
Terrorism & Malicious fire acts | | √ | √ |
Total & Partial theft | | √ | √ |
Car replacement due to total theft | | √ | √ |
Natural phenomena | | √ | √ |
Driver's personal accident | Optional with Auto Protect Classic | √ | √ |
Damage caused to your vehicle due to theft | | Available only with Extra | √ |
Damage caused to your vehicle (under Comprehensive cover) | | | √ |
Damage caused to your vehicle due to malicious acts | | | √ |
Glass breakage | Optional | Optional | √ |
Road assistance due to accident or breakdown (*) | Optional | Optional | Optional |
(*) Coverage for motorcycles depends on their cubic capacity.
The Classic and Auto Protect Classic insurance packages are available for cars and motorcycles, while Extra, Auto Protect Extra, Privileged and Auto Protect Privileged insurance packages are available only for cars (private passenger vehicles).
An Auto Protect Extra insurance plan for cars of a value of up to €25,000 can be issued immediately without a pre-insurance control process. However, Ethniki General Insurance reserves the right to carry out an expert damage appraisal to check the insured vehicle, as the case may be, before or after the issuance of the insurance contract.
The packages are not available for vehicles already insured with Ethniki General Insurance or in the event there is a Classic, Auto Protect Classic, Extra, Auto Protect Extra, Privileged and Auto Protect Privileged insurance contract already in force.
The insurance premium for each plan is related to a set of parameters, including: the use of the vehicle (private road vehicles, MOTO), engine capacity, KW of power, vehicle traffic zone, number of seats (only for cars), number of damages, driver's age(<23 years old), driving licence issue date (<1 year), existence of a trailer.
The insurance does not cover vehicles with temporary (short-term) or foreign licence plates, as well as rental vehicles for private use. This exception includes all forms of vehicle rental (leasing, long-and short-term rental etc.). Furthermore, all vehicles used for providing transfer services are also excluded.
Visit any of our NBG Branches , where our qualified NBG staff, certified in insurance intermediation services, will inform you responsibly and consistently about the features, covers and terms and conditions of all insurance packages, giving you all the appropriate information.
The information above is purely informative and does not replace neither the pre-contractual information provided by the current legislation nor the insurance contract and its general and special terms. Complete pre-contractual and contractual information for the specific product is available at NBG's branch network.
The insurance plans has been set up by Ethniki General Insurance and are distributed by the branch network of National Bank of Greece SA, 86 Eolou, 10559 Athens, Company Reg. No.: 311481.The distribution of the insurance plans is only provided by qualified NBG staff, certified in insurance intermediation services. The Bank is registered with the Special Register of Athens Chamber of Tradesmen under Reg. No. 1028 as an insurance agent. The data of the Special Register are published on the electronic platform "Single Information Point for Active Insurance Intermediaries" (http://insuranceregistry.uhc.gr/), where you can verify the registration at the Special Register.