STUDENT LIFE - Personal Loan

Let your student years be a time of creativity, fun, new knowledge and carefree with NBG’s STUDENT LIFE personal loan designed especially for you.


Fund your studies with the unique benefits of our STUDENT LIFE personal loan:

  • installments are very low for a whole year, if you opt for a 12-month interest-bearing grace period, and
  • repayment can be arranged over an extended period.


Why wait? NBG can help you take the stress out of your student years!


For further information see Details.

Loan Purpose

To cover students’ increased financial needs, without having to produce proof of purchase of goods or services.



Individuals, with permanent residence and personal income subject to taxation in Greece, including students or students’ parents/guardians who hold a STUDENT LIFE account.


Loan amount

> € 2,000 up to € 25,000 per student.


Loan term

Depending on the loan amount, as follows.

Loan AmountLoan term
≤ €3,000from 12 to 48 months
> €3,000from 12 to 84 months

Grace period

You can opt for a 12-month interest-bearing grace period, if you wish. In such case, the minimum loan term is 18 months.



  • If you don’t opt for the grace period, the loan is repaid in monthly amortization instalments.
  • If you opt for the grace period, each month you pay interest only until the grace period expires. Thereafter, the loan is paid in monthly amortization instalments.

In any case, instalments are automatically debited to a deposit account in your name.


Interest rate - Charges

For information on interest rates and/or charges relating to the product click here.


Total Annual Real Charge (TARC)

For information on the TARC click here​.

For detailed information, please visit one of our Branches or call us at +30 210 48 48 484.