You get a loan with the obligation to repay it. So, we will need your income tax statements for the last three years and documentation certifying your professional status, such as employer's certificate and/or a copy of the latest salary statement and document evidencing your VAT status. If you're a pensioner, you need to submit your latest pension payment slip. You will also need to submit property ownership documentation (ENFIA property tax clearance certificate or a printout of no property ownership status). For a complete list of all the required documentation, click here.