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Automated Payment Systems (APS)

Our Automated Payment System (APS) network enables the performance of transactions in NBG’s banking products (deposits to accounts, payment of credit card dues, loan-related payments), as well as direct payments to organizations.
By using our APS you can:
  • carry out instantly your everyday banking tasks 
  • enjoy security in your transactions  
  • save effort and time 
Useful information on the use of APS:
  • For NBG banking transactions (deposit, loan, card payment) customers need to use a debit or credit
         card issued by NBG for identification purposes*
  • For the payment of dues to State Agencies over €750 in cash, customers must insert a debit or
         credit card issued by NBG for identification purposes
  • Option to pay dues to State Agencies by directly debiting an account or credit card issued by NBG
  • You can enter up to 15 banknotes
  • You can get change worth up to €5
* NBG banking transactions will soon be possible (deposit, loan, card payment) by directly debiting your account or credit card issued by NBG.


Get detailed information on the transactions carried out via APS.​

​Find out about your nearest APS in selected NBG
Network Branches.

  • Transactions
    At our APS centers you can perform the following tasks:

    transactions in Bank products 
    o direct deposit to NBG accounts with the option to enter the reason for the deposit
    o payment of NBG loan instalments by crediting the loan servicing account
    o payment of NBG credit card dues

    o Assessed Tax Debts
    o Vehicle road tax
    o payment of e-administrative fees (e-Paravolo)
    o Payment to companies (DEH, EYDAP, Cosmote mobile landline, Attiki—Thessaloniki Gas
            Supply Companies, etc.)

  • Pricing Policy
    Most of the available transactions are provided free of charge, while the charges applying to those bearing a fee are significantly reduced compared to transactions carried out at the Branch.
    To get detailed information click here.
  • Procedures - Documents

    By following the steps displayed on the APS, you can complete your transactions quickly and securely in any of the following ways:

    • using the touch screen, by entering the payment code for payments to companies or the NBG account/ loan/ credit card number;
    • using the barcode reader, if you have a copy of the bill with you; or
    • using your NBG debit or credit card for payment of bills*

    In addition, the APS centers issue you with a transaction receipt and give change in coins up to €5.


    * NBG banking transactions will soon be possible (deposits, loan payments, card payments) by directly debiting your account or NBG-issued credit card.

    Depending on the transaction you wish to carry out, you need to have the following with you:

    for the payment of/to

       -  NBG loan instalments: the loan servicing account number or the account statement
       -  NBG credit cards: the card number or the account statement or the card’s plastic body
       -  Certified Tax Dues: the Payment Code or the Tax notice of payment
       -  Companies: the electronic payment code or a copy of the bill

    for deposits to:

       -  NBG accounts: the account number.