If you’re a self-employed professional or the owner of a business with an annual turnover up to €2.5 million, NBG’s Open Business Plan can be the key to your success.

Open Business Plan is a flexible financing programme tailored to your needs on the basis of an overdraft facility linked to the sight/current account via which you carry out your business transactions.

NBG’s “open” loan offers you a host of opportunities. You can take advantage of it at any time, to draw the funds you need, with a minimum obligation to pay monthly interest instalments corresponding to the principal you’ve used.

For more information, see Details.


Self-employed professionals and businesses with an annual turnover up to €2.5 million.



To meet your business needs in working capital and small-scale equipment expenses.



From €6,000 up to 100% of your borrowing requirements, depending on your financial profile.



Up to 1 year, with renewal option.



You can pay up your loan at your convenience. Interest is payable monthly subject to a €50 minimum requirement.


Interest rates - Charges

Click here to find out about the rates and charges associated with the product.

For more information, stop by one of our Branches today!


Basic documentation

  1. The firm’s legalization documents.
  1. For firms that keep B-category account books
  • Tax clearance for the last year
  • Ε1 and Ε3 tax forms for the last 3 years, Ε9 tax form for the year 2005, plus any subsequent changes
  • Current and previous year’s periodic VAT returns (where available).

       For firms that keep C-category account books

        Further to the above:

  • Balance sheets for the last 3 years
  • Recent balance sheet and the balance sheet of the corresponding month of the previous year.

Should any further documentation be required, applicants shall be duly informed via their NBG Branch officers.

  • Free of charge monthly statements regarding your account activity and the payment of monthly interest corresponding to the principal amount used will be sent to you.
  • For tax purposes, a certificate of interest charged will be issued on an annual basis.