Business PRESTIGE

With Business PRESTIGE, National Bank's new account bundle for professionals and small businesses, you enjoy privileges and special discounts that help you carry out your business transactions easily, quickly and effectively and on particularly favorable terms.

Business PRESTIGE can be opened at any NBG Branch or via i-bank Internet/ Mobile Banking for the Individuals and it is aimed at businesses that wish to remain competitive and with a yearly subscription of €60 for natural persons and €120 for legal entities wishing to maximize their functionality and credibility.

This bundle offers you:

​	​	​
​With Business PRESTIGE you get a sight account for your transaction needs, with a privileged interest rate and returns on even the very first Euro deposited.	​	​The Business PRESTIGE bundle offers you a chequebook for your sight account on privileged terms: 100 (for individuals) or 200 (for legal entities) cheques per year free of charge.
​	​	​
​Get your Debit Mastercard Business with no annual subscription fee for the 1st card and use it to meet your daily business needs.	​	​View your sight account activity in real time with the new Push Notifications service, offered to you free of charge via our i-bank mobile banking application of National Bank of Greece.

Furthermore, the Business PRESTIGE bundle offers you a number of transactions and services which cover the needs of your business and your customers on privileged terms:

​	​	​
​Use your Business PRESTIGE account with your i-bank POS terminal and give your customers the option to pay with debit, credit or prepaid cards.	​	​With i-bank Pay 4 Business, merchants and professionals who hold a sight account with National Bank of Greece and are i-bank Internet Banking users enjoy an integrated collections system.
​	​	​
​Enjoy a 50% discount on incoming money transfers within Greece for a maximum of 100 transfers (individuals) - 200 (legal entities) per calendar year.	​	​Transfer your money from your Business PRESTIGE account to other accounts in Greece through Internet Banking free of charge for the first 100 (individuals) - 200 (legal entities) transfers per calendar year.
​	​	​
​Manage your multiple credits and make your payroll payments free of charge, easily and quickly through the NBG i-bank Internet Banking service.	​	​Pay your bills free of charge through i-bank Internet or Mobile banking, or through standing order.
​	​	​
​Link your account with i-bank Internet/ Phone/ Mobile Banking services for 24/7 information and transactions free of charge or at very low rates.	​	​View your account statements online (i-statement) through i-bank Internet Banking.

​

• Account Features

  • Interest-bearing sight account in Euro
  
  • Intended for:
         •Individuals: Professionals and sole proprietorships
         •Legal entities: SMEs

  •Annual charge for the provision of banking services: €60 for individuals and €120 for legal entities, with a 10% discount on the charge on condition that:
          -  the average balance of the previous year is greater than €3,000 (for individuals)
          -  the average balance of the previous year is greater than €10,000 (for legal entities and at least
              one of the following applies:
                          • Use of POS /e-commerce 
                          • Payment of payroll
  
  •No minimum initial deposit
  
  •Deposit of cash into the Business PRESTIGE account: same day
  
  •Free withdrawals from and deposits into your Business PRESTIGE account
  
  •A chequebook can be supplied:
          • Individuals: 100 cheques per calendar year
          • Legal entities: 200 cheques per calendar year
         With a charge of €1.20 for each additional cheque.

  •Unlimited automatic payments of bills/dues per month through standing order, by debiting the account for as long as it is held, or via Internet and Mobile banking, free of charge.

  •Individuals, Legal entities or sole proprietorships can be supplied with the Debit Mastercard Business card free of charge for one year (for the 1st card). For accounts held by individuals, both Debit Mastercard and Debit Visa cards can be supplied.

  •Your business's payroll entries via Internet Banking are free of charge.
  
  •Unlimited multiple credits free of charge through Internet Banking to accounts held with NBG.  

• Balance & Activity
  •Access to the account's activity through i-statement (on a monthly basis): free of charge Alternatively, there is the option to receive quarterly statements sent to your contact address: free of charge
  •Monthly statement sent at the request of the client:
  •via NBG's Internet Banking service or to a Branch, free of charge
  •To your contact address, subject to the Bank's respective charge, as per the Bank's Rates & Charges (currently €0.90 per month).
  •Daily statements issued on a regular basis, at the request of the client:
  •at the Branch subject to the Bank's respective charge, as per the Bank's Rates & Charges (currently €15 per month).
  •Information on a round-the-clock basis (24/7):
  •regarding the last 7 transactions of your account via NBG i-bank ATMs 
  •regarding account activity via Internet Banking
 
•Access to the account's activity through i-statement (on a monthly basis): free of charge Alternatively, there is the option to receive quarterly statements sent to your contact address: free of charge
•Monthly statement sent at the request of the client:
•via NBG's Internet Banking service or to a Branch, free of charge
•To your contact address, subject to the Bank's respective charge, as per the Bank's Rates & Charges (currently €0.90 per month).
•Daily statements issued on a regular basis, at the request of the client:
•at the Branch subject to the Bank's respective charge, as per the Bank's Rates & Charges (currently €15 per month).
•Information on a round-the-clock basis (24/7):
•regarding the last 7 transactions of your account via NBG i-bank ATMs 
•regarding account activity via Internet Banking
Interest-bearing sight account in Euro

• Intended for:
• Individuals: Professionals and sole proprietorships
• Legal entities: SMEs 
• Annual charge for the provision of banking services: €60 for individuals and €120 for legal entities, with a 10% discount on the charge on condition that:
• the average balance of the previous year is greater than €3,000 (for individuals) - the average balance of the previous year is greater than €10,000 (for legal entities

      and at least one of the following applies:

• Use of POS /e Commerce
• Payment of payroll
   
• No minimum initial deposit
• Deposit of cash into the Business PRESTIGE account: same day
• Free withdrawals from and deposits into your Business PRESTIGE account
• A chequebook can be supplied:
• Individuals: 100 cheques per calendar year
• Legal entities: 200 cheques per calendar year

With a charge of €1.20 for each additional cheque.

• Unlimited automatic payments of bills/dues per month to all energy, water and telephone companies through standing order, by debiting the account for as long as it is held, or via Internet and Mobile banking, free of charge.
• Individuals or sole proprietorships can be supplied with the Debit Mastercard Business card free of charge for one year (for the 1st card). For accounts held by individuals, both Debit Mastercard and Debit Visa cards can be supplied.
• Your business's payroll entries via Internet Banking are free of charge.
• Unlimited multiple credits free of charge through Internet Banking to accounts held with NBG.   

Further information on account features and benefits are available in the Pre-Contractual Information Form.

• Transactions

  Carry out your everyday transactions with security and flexibility via NBG Branches and i-bank channels.  

  Cash Withdrawals: At NBG Branches and i-bank ATMs using your debit card. 

  Deposits: At NBG Branches and APS centers, as well as i-bank ATMs.

  Incoming money transfers: 50% discount on the Bank's default rate each time applicable for incoming money transfers in Greece, for a maximum of: 100 transfers (individuals) - 200 (legal entities) per calendar year. Each additional transfer is subject to the Bank's respective charge, as per the Bank's Rates & Charges.

  Outgoing money transfers:  Outgoing money transfers in Greece free of charge via NBG i-bank Internet Banking, for a maximum of: 100 transfers (individuals) - 200 (legal entities) per calendar year. Each additional transfer is subject to the Bank's respective charge, as per the Bank's Rates & Charges.

  You can apply for your chequebook at your NBG branch or via our i-bank Internet and Phone Banking service. A chequebook is available only subject to eligibility criteria.

• Push notification service
  View all of your Business PRESTIGE account transactions in real time with the new Push Notifications service, offered to you via our i-bank mobile banking application of National Bank of Greece.

   

      –Push Notifications service: free of charge

• Single Agreement - Rates and charges
  For information on interest rates and/ or charges relating to NBG's deposits, click here.
  
  For information about product features and terms and conditions, please visit Precontract Information for Individuals and Legal Entities and Single Agreement for Individuals and Legal Entities respectively.
  
• Change of personal data
  In the event of any change in your personal data (address, contact details etc.) you should inform the Bank immediately, simply by visiting one of our Branches. Find out about the required ID verification documents at "Have you introduced yourselves? If not ...do it now".
• How to apply
  You can apply for a Business Prestige Account:
  • at any NBG Branch or
  • via i-bank Internet & Mobile Banking, for Individuals only.
  
  

  Find out about the ID verification documents you are required to submit (home address, contact information, etc.) at "Have you introduced yourselves? If not ...do it now".
  
  

  In the case of legal entities, visit an NBG Branch to obtain information on the legalization documents you need to submit, depending on your type of business.

Deposit Rates and Charge